St. Clair County property record for 1105 Beth Ct, Clay, MI 48001 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,443 sqft · built 2018 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,500 (Jun 2018) |
| Tax Bill | $4,391 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-01-173-0085-000 |
| Primary APN | 74-01-173-0085-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,443 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Ranch |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 187 ft deep x 70.1 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 74011730085000 |
|---|---|
| Street Address | 1105 BETH CT |
| City | CLAY |
| State | MI |
| Zip | 48001-4818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 85 TIMBER RIDGE SUBDIVISION NO 3 ACCORDING TO THE PLAT RECORDED IN LIBER 106 PGS 1 THRU 10 ST CLAIR COUNTY REGISTER OF |
| Legal Subdivision | TIMBER RIDGE SUBDIVISION |
| Legal Lot Number | 85 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-173-0085-000
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1105 BETH CT, CLAY, MI 48001-4818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 08, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 22, 2019 | Deed of Trust, Mortgage · VA Mortgage ORION LNDG |
| Jun 12, 2018 | Warranty Deed, Transfer · VA Mortgage DITECH FINANCIAL LLC |
| Sep 05, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage NORTH STAR BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2018 · Amount on Record |
| Deed Sale | Jun 12, 2018 · Amount on Record |
| Deed Document Number | 2018013490 |
| Deed Book / Page | 4956 / 158 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1105 BETH CT, CLAY, MI 48001-4818 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1105 BETH CT, CLAY, MI 48001-4818 |
| Document Number | 0052370679 |
|---|---|
| Date | Sep 08, 2020 |
| Book Page | 5237/679 |
| Instrument | 2020021609 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1105 BETH CT, CLAY, MI 48001-4818 |
| Document Number | 0051260886 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1105 BETH CT CLAY MI 480014818, CLAY, MI 48001-4818 |
| Document Number | 0051260886 |
|---|---|
| Date | Dec 03, 2019 |
| Book Page | 005126/000886 |
| Name | ORION LNDG |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 12, 2018 |
| Property Address | 1105 BETH CT, CLAY, MI 48001-4818 |
| Document Number | 0004956158 |
| Book / Page | 4956 / 158 |
| Map Reference | LB106 PG1-10 |
| Instrument Date | May 18, 2018 |
| Instrument | 2018013490 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,655.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6052 STARVILLE RD, 6052, COTTRELLVILLE, MI 48039-1021 |
| Name | Verified Name |
|---|---|
| Address | 4066 SKINNER LAKE RD, LAPEER, MI 48446-9024 |
| Document Number | 2018013491 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 2018013491 |
| Name | DITECH FINANCIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 05, 2017 |
| Property Address | 1105 BETH CT, CLAY, MI 48001-4818 |
| Document Number | 0048650313 |
| Book / Page | 004865 / 000313 |
| Instrument Date | Aug 29, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 05, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6052 STARVILLE RD COTTRELLVILLE MI 480391021, COTTRELLVILLE, MI 48039-1021 |
| Document Number | 48650313 |
|---|---|
| Date | Sep 05, 2017 |
| Book Page | 004865/000313 |
| Name | NORTH STAR BK |
|---|---|
| Type | Bank |
| Address | BAD AXE, MI 48413 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.5% |
|---|
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $136,800 (+18.44%) | ||
| 2024 | $4,391.00 (+12.04%) | $273,600 (+18.44%) | |
| 2023 | $115,500 | ||
| 2022 | $3,919.00 | $231,000 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 25 individual NFIP policies nearby |
| Nearby Flood Policies | 25 in force 22 of 25 on primary residences |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Aug 2000, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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