1105 Ambridge Dr, Windy Hills (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 1105 Ambridge Dr, Windy Hills, KY 40207

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,208 sqft · built 1975
Lot Size	0.258 acres (11,265 sqft)
Owner	Individual Name on File
Last Sale	$424,900 (Oct 2023)
Tax Bill	$4,784 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21163401120000`

Property Details

APN / Parcel Number

Primary APN	`21163401120000`
Alternative APNs	`163401120000` `00029245`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,208 sqft Finished Area
Basement Area	896 sqft
Finished Basement	728 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,265 sqft (0.258 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00029245
Street Address	1105 AMBRIDGE DR
City	WINDY HILLS
State	KY
Zip	40207-2470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 112 WINDURST SUB PB 29 PG 23, .2586 AC+/-
Legal Subdivision	WINDURST SUB
Legal Lot Number	112
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	4
Census Block	4005
Census Tract	10001

Owner

1105 Ambridge Dr is owned and occupied by an individual who bought it in October 2023.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1105 AMBRIDGE DR, LOUISVILLE, KY 40207-2470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Warranty Deed, Transfer · Conventional Mortgage STATEWIDE MORTGAGE LLC
Jul 27, 2023	Warranty Deed, Transfer · Line of Credit RIVER CITY BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on File
Deed Sale	Oct 19, 2023 · Amount on File
Prior Sale	Jul 27, 2023 · Amount on File
Deed Document Number	0012715416
Deed Book / Page	12715 / 416
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Oct 19, 2023
Property Address	1105 AMBRIDGE DR, WINDY HILLS, KY 40207-2470
Document Number	0000206828
Book / Page	D 12715 / 416
Map Reference	MB 29 PG 23
Instrument Date	Oct 11, 2023
Instrument	2023206828
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	COMMONWEALTH TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 SPRUCE LN, LOUISVILLE, KY 40207-1703

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1105 AMBRIDGE DR, LOUISVILLE, KY 40207-2470

Mortgage

Document Number	0000206829
Date	Oct 19, 2023
Instrument	2023206829

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jul 27, 2023
Property Address	1105 AMBRIDGE DR, WINDY HILLS, KY 40207-2470
Document Number	0000147321
Book / Page	D 12657 / 662
Map Reference	MB 29 PG 23
Instrument Date	Jul 25, 2023
Instrument	2023147321
Transaction Type	Transfer
Record Updated	Aug 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 GARDINER CT, LOUISVILLE, KY 40205-2779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SPRUCE LN, LOUISVILLE, KY 40207-1703

Mortgage

Document Number	0000147322
Date	Jul 27, 2023
Instrument	2023147322

Lender

Name	RIVER CITY BANK INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Jan 25, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 1105 Ambridge Dr was $4,784.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Windy Hills City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,784.00	$424,900 Land $85,000 Building $339,900
2024			$424,900 (+47.44%) Land $85,000 Building $339,900
2023	$3,308.00 (-0.33%)	$288,190 (-) Land $59,000 Building $229,190	$288,190 (-) Land $59,000 Building $229,190
2022	$3,319.00	$288,190 Land $59,000 Building $229,190	$288,190 Land $59,000 Building $229,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1105 Ambridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1105 Ambridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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