1105 Adams Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1105 Adams Rd, Schenectady, NY 12308

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,992 sqft · built 1927
Lot Size	0.413 acres (17,989 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,000 (Aug 1998)
Tax Bill	$12,697 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.68-1-42`

Property Details

APN / Parcel Number

Primary APN	`421500 39.68-1-42`
Alternative APN	`150003906800010420000000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,992 sqft Living Area
1st Floor Area	1,318 sqft
2nd Floor Area	1,180 sqft
Upper Floors Area	494 sqft
Attic	Attic
Attic Area	494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	17,989 sqft (0.413 acres)
Lot Dimensions	143 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	374 sqft
Patio Area	631 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1105 ADAMS RD
City	SCHENECTADY
State	NY
Zip	12308-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	PART OF 2 WOOD
Legal Block	1
Legal Lot Number	42.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1009
Census Tract	33400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the General Electric Realty Plot listed 1980 · 125 contributing resources · NRIS 80002763

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1105 ADAMS RD, SCHENECTADY, NY 12308-2401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 1998 · Amount on Record
Deed Sale	Aug 28, 1998 · Amount on Record
Deed Book / Page	1542 / 230
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 15, 2021
Property Address	1105 ADAMS RD, SCHENECTADY, NY 12308-2401
Document Number	0000028088
Book / Page	2060 / 809
Instrument Date	May 13, 2021
Instrument	202128088
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 ADAMS RD, 1105, SCHENECTADY, NY 12308-2401

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	36 WILLETT ST, ALBANY, NY 12210-1164

Mortgage

Document Number	0000028089
Date	Jun 15, 2021
Instrument	202128089

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,697.00 (+1.32%)
2025	$12,532.00 (+14.73%)	$264,400 (-) Land $37,500 Building $226,900	$437,821 (+30.82%) Land $62,096 Building $375,725
2023		$264,400 (+5.68%) Land $37,500 Building $226,900	$334,684 (+9.69%) Land $47,468 Building $287,216
2022		$250,200 Land $37,500 Building $212,700	$305,122 Land $45,732 Building $259,390
2021	$10,923.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20