1105 40th St, Bellingham, WA 98229 Property Records

Whatcom County property record for 1105 40th St, Bellingham, WA 98229

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,405 sqft · built 2019
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$1,400,000 (Oct 2023)
Tax Bill	$10,639 (2025)
Deeds & Mortgages	Oct 2023 Sale Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`370305-010164-0000`

Property Details

APN / Parcel Number

Primary APN	`370305-010164-0000`
Alternative APNs	`186511` `562713`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,405 sqft Living Area
Gross Area	4,429 sqft
1st Floor Area	1,360 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Deck Area	288 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	186511
Street Address	1105 40TH ST
City	BELLINGHAM
State	WA
Zip	98229-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS20.0
Legal Description	MARINE VIEW HEIGHTS LOTS 6-7-8 BLK 1-SUBJ TO COVENANT TO BIND PROPERTIES DESC AF 2018-0202815
Legal Range	03
Legal Township	37
Legal Section	05
Legal Subdivision	MARINE VIEW HEIGHTS
Legal Block	1
Legal Lot Number	6-7
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1029
Census Tract	902

Owner

Source: Whatcom County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1105 40TH ST, BELLINGHAM, WA 98229-3117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Warranty Deed, Transfer NOT AVAILABLE, WHATCOM LAND TITLE COMPANY I
Jul 9, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF THE PACIFIC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	202310430
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 6, 2023
Property Address	1105 40TH ST, BELLINGHAM, WA 98229-3117
Document Number	0001000430
Instrument Date	Oct 4, 2023
Instrument	2023-1000430
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE COMPANY I

Transaction

Amount	Amount Recorded
Tax	$23,980.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 40TH ST, BELLINGHAM, WA 98229-3117

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 9, 2019
Property Address	1105 40TH ST, BELLINGHAM, WA 98229-3117
Document Number	2190700921
Instrument Date	Jun 21, 2019
Instrument	700921
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 23, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,915.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1105 40TH ST BELLINGHAM WA 98229, BELLINGHAM, WA 98229

Mortgage

Document Number	2190700922
Date	Jul 9, 2019
Instrument	700922

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2049

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,639.00 (+33.32%)	$1,321,020 (+15.25%) Land $363,660 Building $957,360	$1,321,020 (+15.25%) Land $363,660 Building $957,360
2022		$1,146,176 Land $372,300 Building $773,876	$1,146,176 Land $372,300 Building $773,876
2021	$7,980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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