Benton County property record for 1105 3rd St SW, Rice, MN 56367
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,698 sqft · built 2018 |
| Lot Size | 0.327 acres (14,267 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,700 (Apr 2019) |
| Tax Bill | $4,586 (2026) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Feb 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.00812.00 |
| Primary APN | 15.00812.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,698 sqft Living Area |
| 1st Floor Area | 1,698 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Multi-Family |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 14,267 sqft (0.327 acres) |
| Lot Dimensions | 176 ft deep x 102 ft wide |
| Garage Area | 884 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1105 3RD ST SW |
|---|---|
| City | RICE |
| State | MN |
| Zip | 56367-8863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-32 TWP-038 RANGE-031 FIELD OF DREAMS PLAT 2 LOT-016 BLOCK-001 |
| Legal Range | 031 |
| Legal Township | 038 |
| Legal Section | 32 |
| Legal Subdivision | FIELD OF DREAMS PLAT 2 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | RICE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20203 |
1105 3rd St SW is owned and occupied by two individuals who bought it in April 2019.
Source: Benton County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1105 3RD ST SW, RICE, MN 56367-8863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 15, 2022 | Deed of Trust, Mortgage · Line of Credit ST CLOUD FCU |
| May 1, 2018 | Deed of Trust, Mortgage · Construction Mortgage BLACKRIDGEBANK |
| Oct 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ST CLOUD FCU |
| Apr 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage ST CLOUD FCU |
| Apr 6, 2018 | Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2019 · Amount on File |
| Deed Sale | Apr 16, 2019 · Amount on File |
| Prior Sale | Apr 6, 2018 · Amount on File |
| Deed Document Number | 2019435146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 1105 3RD ST SW, RICE, MN 56367-8863 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1105 3RD ST SW, RICE, MN 56367-8863 |
| Document Number | 0000481671 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 481671 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 1105 3RD ST SW, RICE, MN 56367-8863 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1105 3RD ST SW, RICE, MN 56367-8863 |
| Document Number | 0000458790 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 458790 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT CLOUD, MN 56301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Mar 11, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 1105 3RD ST SW, RICE, MN 56367-8863 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 429045 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 429045 |
| Name | BLACKRIDGEBANK |
|---|---|
| Type | Bank |
| Address | BAXTER, MN 56425 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 5, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 1105 3RD ST SW, RICE, MN 56367-8863 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 439068 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 439068 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT CLOUD, MN 56301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Apr 16, 2019 |
| Property Address | 1105 3RD ST SW, RICE, MN 56367-8863 |
| Document Number | 435146 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 435146 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMER TTL INS CO DBA TR |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $857.01 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1105 3RD ST SW, RICE, MN 56367-8863 |
| Document Number | 435147 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 435147 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Apr 6, 2018 |
| Property Address | 1105 3RD ST SW, RICE, MN 56367-8863 |
| Document Number | 428667 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 428667 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $471.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 380 ABINA PLACE NW, SAUK RAPIDS, MN 56379 |
The 2026 property tax bill for 1105 3rd St SW was $4,586 with a homeowner's exemption.
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | Rice City |
| Unified School District | Sauk Rapids-Rice Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,586.00 Homeowner's exemption | $392,500 Land $30,000 Building $362,500 | $392,500 Land $30,000 Building $362,500 |
| 2023 | $3,872.00 | $366,000 Land $27,000 Building $339,000 | $366,000 Land $27,000 Building $339,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1105 3rd St SW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1105 3rd St SW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rice serves 2,187 people · EPA ID MN1050002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Benton Cooperative Telephone Company Fiber | 250 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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