1105 3rd Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 1105 3rd Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,694 sqft · built 1927
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$97,000 (Mar 2022)
Tax Bill	$3,509 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1121256010`

Property Details

APN / Parcel Number

Primary APN	`1121256010`
Alternative APN	`111130`

Interior

Bedrooms	4 Beds
Building Area	1,694 sqft Building Perimeter
Basement Area	847 sqft
Unfinished Basement	847 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	240 sqft

Location & Zoning

Account Number	111130
Street Address	1105 3RD AVE
City	STERLING
State	IL
Zip	61081-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIPES SUBD LOT 6 LOT 9 BLK 2 355900X
Legal Subdivision	LIPES SUBDIVISION
Legal Block	2
Legal Lot Number	6,9
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2016
Census Tract	1101

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1105 3RD AVE, STERLING, IL 61081-2432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE
May 21, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COMMUNITY STATE BANK OF ROCK FALLS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2022 · Amount on Record
Deed Sale	Mar 8, 2022 · Amount on Record
Prior Sale	Dec 20, 2006 · Amount on Record
Deed Document Number	20221381
Prior Transfer Date	Dec 12, 2006
Prior Transfer Doc	0106892006
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 8, 2022
Property Address	1105 3RD AVE, STERLING, IL 61081-2432
Document Number	0000001381
Instrument Date	Mar 3, 2022
Instrument	2022-01381
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 W 15TH ST, STERLING, IL 61081-2225

Mortgage

Document Number	0000001382
Date	Mar 8, 2022
Instrument	2022-01382

Lender

Name	NOVUS HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1105 3RD AVE, STERLING, IL 61081-2432
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103512
Date	May 21, 2021
Instrument	2021-03512

Lender

Name	COMMUNITY STATE BANK OF ROCK FALLS

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,509.00	$40,549 Land $3,699 Building $36,850
2024			$121,647 Land $11,097 Building $110,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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