1105 17th St, Key West, FL 33040 Property Records

Monroe County property record for 1105 17th St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 1967
Lot Size	0.131 acres (5,700 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,192 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2021 Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`00057760-000000`

Property Details

APN / Parcel Number

Primary APN	`00057760-000000`
Alternative APNs	`01010100057760000000` `1058246`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,554 sqft Living Area
1st Floor Area	1,554 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,700 sqft (0.131 acres)
Lot Dimensions	100 ft deep x 57 ft wide
Garage Type	Covered
Garage Area	244 sqft

Exterior Amenities

Pool Area	462 sqft
Porch	Open Porch
Porch Area	60 sqft
Deck Area	200 sqft
Patio Area	607 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1058246
Street Address	1105 17TH ST
City	KEY WEST
State	FL
Zip	33040-4276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-2
Legal Description	BK 7 LOT 8 KW PEARLMAN HEIGHTS PB4-85 OR622-166 OR1444-793 OR1559-2038 OR2076-1615 OR2909-1414 OR2936-1895 OR2959-1537 OR2967-0744 OR2967-0746 OR3121-0419
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	PEARLMAN HEIGHTS
Legal Block	7
Legal Lot Number	8
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2002
Census Tract	971900

Owner

1105 17th St is owned and occupied by two individuals who acquired it in August 2021.

Source: Monroe County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1105 17TH ST, KEY WEST, FL 33040-4276
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 20, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 7, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 20, 2021	Intrafamily Transfer, Transfer
Sep 14, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 31, 2019	Warranty Deed, Transfer · FHA Mortgage IBERIABANK
May 31, 2019	Correction Deed ATTORNEY ONLY
Nov 19, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021
Deed Sale	Aug 20, 2021
Prior Sale	May 31, 2019 · Amount on File
Deed Document Number	20212336454
Deed Book / Page	3121 / 419
Prior Transfer Date	Aug 17, 2021
Prior Transfer Doc	0031210419
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1105 17TH ST, KEY WEST, FL 33040-4276
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 17TH ST, KEY WEST, FL 33040-4276

Mortgage

Document Number	0032571515
Date	Jan 5, 2024
Book Page	3257/1515
Instrument	2446973

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	305 Months
Due	Jun 1, 2049

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1105 17TH ST, KEY WEST, FL 33040-4276
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 17TH ST, KEY WEST, FL 33040-4276

Mortgage

Document Number	0031202475
Date	Aug 20, 2021
Book Page	3120/2475
Instrument	2336312

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Jun 1, 2049

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1105 17TH ST, KEY WEST, FL 33040-4276
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 17TH ST, KEY WEST, FL 33040-4276

Mortgage

Document Number	0032371234
Date	Aug 7, 2023
Book Page	3237/1234
Instrument	2427678

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Jun 1, 2049

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Aug 20, 2021
Property Address	1105 17TH ST, KEY WEST, FL 33040-4276
Document Number	0031210419
Book / Page	3121 / 419
Instrument Date	May 17, 2021
Instrument	2336454
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1105 17TH ST, KEY WEST, FL 33040-4276
Investor	Possibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1105 17TH ST, KEY WEST, FL 33040-4276
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 17TH ST, KEY WEST, FL 33040-4276

Mortgage

Document Number	0030432186
Date	Sep 14, 2020
Book Page	3043/2186
Instrument	2281485

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 31, 2019
Property Address	1105 17TH ST, KEY WEST, FL 33040-4276
Document Number	0029670746
Book / Page	2967 / 0746
Map Reference	MB 4 PG 85
Instrument Date	May 29, 2019
Instrument	2222605
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1916 PATTERSON AVE, 1916, KEY WEST, FL 33040-3610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 17TH ST, KEY WEST, FL 33040-4276

Mortgage

Document Number	0029670748
Date	May 31, 2019
Instrument	2967-0748

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

May 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	May 31, 2019
Property Address	1105 17TH ST, KEY WEST, FL 33040-4276
Document Number	0029670744
Book / Page	002967 / 000744
Instrument Date	May 15, 2019
Instrument	2222604
Record Updated	Jul 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4916 PATTERSON AVE KEY WEST FL 33040, KEY WEST, FL 33040

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	Nov 19, 2018
Property Address	1105 17TH ST, KEY WEST, FL 33040-4276
Document Number	0029361895
Book / Page	002936 / 001895
Instrument Date	Nov 15, 2018
Instrument	2194904
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1916 PATTERSON AVE KEY WEST FL 330403610, KEY WEST, FL 33040-3610

Tax Assessment & Valuation

The 2025 property tax bill for 1105 17th St was $4,192 with a homeowner's exemption, up 4.8% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,192.00 (+4.77%) Homeowner's exemption	$482,654	$774,775 Land $474,953 Building $299,822
2024	$4,001.00 (-19.79%)
2023	$4,988.00 (+11.36%) Homeowner's exemption	$610,372 (+15.23%)	$765,357 (+23.99%) Land $523,887 Building $241,470
2022	$4,479.00 Homeowner's exemption	$529,704	$617,282 Land $408,747 Building $208,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1105 17th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	363 units insured incl. 143 condo units
Nearby Flood Claims	348 (1979–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Hurricane Wilma, Oct 2005 · 243 claims Hurricane Georges, Sep 1998 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1105 17th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

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