Goodhue County property record for 11049 415th St, Zumbrota, MN 55992
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,554 sqft · built 1924 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,304 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44.012.0401 |
| Primary APN | 44.012.0401 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| Basement Area | 676 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Detached |
| Garage Area | 3,322 sqft |
| Porch | Porch |
|---|---|
| Deck Area | 42 sqft |
| Patio Area | 750 sqft |
| Shed | 1 Shed |
| Lean-To | 840 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 16127 |
|---|---|
| Street Address | 11049 415TH ST |
| City | ZUMBROTA |
| State | MN |
| Zip | 55992-5061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-12 TWP-110 RANGE-017 3.00 AC PT OF SW1/4 OF NW1/4 SEC 12 110 17 BEG 98FT E OF SW COR N266.69FT E490FT S266.69FT W ALG S |
| Legal Range | 17W |
| Legal Township | 110 |
| Legal Section | 12 |
| Jurisdiction | GOODHUE MN |
| Township / Civil Division | WANAMINGO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 80700 |
Source: Goodhue County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11049 415TH ST, ZUMBROTA, MN 55992-5061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GOODHUE MN |
| Property Address | 11049 415TH ST, ZUMBROTA, MN 55992-5061 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A694975 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | A694975 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.52% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | 3 Years |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 14.5% |
| Index | 3-Year TN |
| Max Rate | 14.5% |
Source: Goodhue County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Goodhue County |
| County Subdivision | Wanamingo Township |
| Unified School District | Kenyon-Wanamingo School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,304.00 (+17.5%) Homeowner's exemption | $393,300 (+10.94%) Land $93,000 Building $300,300 | $393,300 (+10.94%) Land $93,000 Building $300,300 |
| 2025 | $354,500 (+14.84%) Land $91,000 Building $263,500 | $354,500 (+14.84%) Land $91,000 Building $263,500 | |
| 2023 | $2,812.00 Homeowner's exemption | $308,700 Land $88,200 Building $220,500 | $308,700 Land $88,200 Building $220,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 9, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
| Nuvera Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
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