11048 Folklore St, Winter Garden, FL 34787 Property Records

Orange County property record for 11048 Folklore St, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,966 sqft · built 2017
Lot Size	0.11 acres (4,784 sqft)
Owner	Individual Name on File
Last Sale	$400,500 (Jun 2021)
Tax Bill	$7,780 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-24-27-7172-01-330`

Property Details

APN / Parcel Number

Primary APN	`17-24-27-7172-01-330`
Alternative APNs	`272417717201330` `166318` `167677` `170316`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,966 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	1,072 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,784 sqft (0.11 acres)
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	182 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11048 FOLKLORE ST
City	WINTER GARDEN
State	FL
Zip	34787-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	STOREY GROVE PHASE 1B-1 90/144 LOT 133
Legal Range	27E
Legal Township	24S
Legal Section	17
Legal Subdivision	STOREY GROVE PH 1B-1
Legal Phase	1B-1
Legal Block	1
Legal Lot Number	133
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1098
Census Tract	17111

Owner

11048 Folklore St is owned and occupied by an individual who bought it in June 2021.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	11048 FOLKLORE ST, WINTER GARDEN, FL 34787-1750
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
May 15, 2020	Warranty Deed, Transfer · Conventional Mortgage BAC FL BK
Sep 27, 2017	Special Warranty Deed, Subdivision Related Transfer · ARM CENTENNIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2021 · Amount on File
Deed Sale	Jun 23, 2021 · Amount on File
Prior Sale	May 15, 2020 · Amount on File
Deed Document Number	2021376060
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 23, 2021
Property Address	11048 FOLKLORE ST, WINTER GARDEN, FL 34787-1750
Document Number	0000376060
Map Reference	MB 90 PG 144-147
Instrument Date	Jun 1, 2021
Instrument	20210376060
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	EXPRESS TITLE, EXPRESS TTL & CLOSING SVCS L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,803.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9852 EMERALD BERRY DR, 9852, WINTER GARDEN, FL 34787-4576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11048 FOLKLORE ST, WINTER GARDEN, FL 34787-1750

Mortgage

Document Number	0000376061
Date	Jun 23, 2021
Instrument	20210376061

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 15, 2020
Property Address	11048 FOLKLORE ST, WINTER GARDEN, FL 34787-1750
Document Number	0000282868
Instrument Date	Feb 20, 2020
Instrument	282868
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,344.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11048 FOLKLORE ST WINTER GARDEN FL 347871750, WINTER GARDEN, FL 34787-1750

Mortgage

Document Number	282869
Date	May 15, 2020
Instrument	282869

Lender

Name	BAC FL BK
Type	Bank
Address	CORAL GABLES, FL 33134

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.62%

September 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 27, 2017
Property Address	11048 FOLKLORE ST, WINTER GARDEN, FL 34787-1750
Document Number	0000527463
Map Reference	MB 90 PG 144
Instrument Date	Aug 22, 2017
Instrument	20170527463
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15601 LANCE POINT PL, DAVIE, FL 33331-3332

Mortgage

Document Number	0000527464
Date	Sep 27, 2017
Instrument	20170527464

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	10.8%

Tax Assessment & Valuation

The 2025 property tax bill for 11048 Folklore St was $7,780, up 7.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,270 (-1.1%) Land $110,000 Building $330,270	$440,270 (-1.1%) Land $110,000 Building $330,270
2025	$7,780.00 (+7.47%)	$445,150 Land $110,000 Building $335,150	$445,150 Land $110,000 Building $335,150
2024	$7,239.00 (+11.85%)
2023	$6,472.00 (+14.67%)	$405,134 (+19.9%) Land $110,000 Building $295,134	$405,134 (+19.9%) Land $110,000 Building $295,134
2022	$5,644.00	$337,885 Land $90,000 Building $247,885	$337,885 Land $90,000 Building $247,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11048 Folklore St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11048 Folklore St is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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