Genesee County property record for 11047 Ray Rd, Gaines, MI 48436 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,116 sqft Living Area |
| Lot Size | 127,631 sqft (2.93 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $146,000 (2019) |
| Tax Bill | $871.00 (2025) |
| Primary APN | 01-05-200-007 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,116 sqft Living Area |
| 1st Floor | 936 sqft 1st Floor |
| Basement Area | 936 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 127,631 sqft (2.93 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 676 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 11047 RAY RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-8916 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E 150 FT OF N 850 FT OF W 1/2 OF E 1/2 OF NE FR 1/4 SEC 5 T5N R5E (76) |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 05 |
| Jurisdiction | GENESEE MI |
| Minor Civil Division | ARGENTINE |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 13001 |
Source: Genesee County records · APN 01-05-200-007
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11047 RAY RD, GAINES, MI 48436-8916 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 27, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 01, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Sep 15, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Apr 12, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CASON HM LNS |
| Dec 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Aug 17, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 12, 2019 · Amount on Record |
| Deed Sale | Apr 12, 2019 · Amount on Record |
| Prior Sale | Dec 12, 2018 · Amount on Record |
| Deed Doc Number | 201918488 |
| Prior Transfer Date | Dec 06, 2018 |
| Prior Transfer Doc | 0000102103 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 11047 RAY RD, GAINES, MI 48436-8916 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11047 RAY RD, GAINES, MI 48436-8916 |
| Document Number | 0000056329 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 202310270056329 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 475 Months |
| Due | May 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 11047 RAY RD, GAINES, MI 48436-8916 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11047 RAY RD, GAINES, MI 48436-8916 |
| Document Number | 0000030273 |
|---|---|
| Date | May 01, 2023 |
| Instrument | 202305010030273 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 11047 RAY RD, GAINES, MI 48436-8916 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11047 RAY RD, GAINES, MI 48436-8916 |
| Document Number | 0000061545 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 202209150061545 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | May 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Apr 12, 2019 |
| Property Address | 11047 RAY RD, GAINES, MI 48436-8916 |
| Document Number | 0000018488 |
| Instrument Date | Apr 03, 2019 |
| Instrument | 18488 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2019 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,255.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11047 RAY RD GAINES MI 484368916, GAINES, MI 48436-8916 |
| Document Number | 18489 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 18489 |
| Name | CASON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | PALM BEACH GARDENS, FL 33408 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Dec 12, 2018 |
| Property Address | 11047 RAY RD, GAINES, MI 48436-8916 |
| Document Number | 0000102103 |
| Instrument Date | Dec 06, 2018 |
| Instrument | 102103 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2019 |
| Title Company | SARGENTS TITLE COMPANY, SARGENTS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,290.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5206 PINEHURST LN GRAND BLANC MI 484392612, GRAND BLANC, MI 48439-2612 |
| Document Number | 101328 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 101328 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Aug 17, 2018 |
| Property Address | 11047 RAY RD, GAINES, MI 48436-8916 |
| Document Number | 0000082416 |
| Instrument Date | Aug 09, 2018 |
| Instrument | 82416 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 11047 RAY RD GAINES MI 484368916, GAINES, MI 48436-8916 |
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Argentine Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $871.00 (-69.15%) Homeowner's exemption | $119,900 (+42.23%) | $239,800 (+42.23%) |
| 2024 | $2,823.00 (+56.14%) | ||
| 2023 | $84,300 | $168,600 | |
| 2019 | $1,808.00 |
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