11046 Harbor Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 11046 Harbor Dr, Three Rivers, MI 49093 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 5,174 sqft · built 1999
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Tax Bill	$9,211 (2025)
Flood Zone	Zone X (minimal risk)
APN	`004-330-017-01`

Property Details

APN / Parcel Number

Primary APN	`004-330-017-01`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	5,174 sqft Living Area
1st Floor Area	2,587 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	112 ft deep x 97.4 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11046 HARBOR DR
City	THREE RIVERS
State	MI
Zip	49093-9256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 & E 1/2 LOT 23 SANDY HARBOR SEC 29 T6S R12W. (REPLACES PT OF 004-330-017-00 DEC/11)
Legal Range	12W
Legal Township	06S
Legal Section	29
Legal Lot Number	23,24
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	4
Census Block	4011
Census Tract	41102

Owner

Source: St. Joseph County records · APN 004-330-017-01

Assessment roll updated July 24, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3625 PARK PL W, 300, MISHAWAKA, IN 46545-3562
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 24, 2011
Transfer Doc	1633000337
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,129,200 Land $123,500 Building $1,005,700	$2,258,400 Land $247,000 Building $2,011,400
2025	$9,211.00 Homeowner's exemption

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490411024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2008)
Most Recent Claim	Sep 2008, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.