Grundy County property record for 11045 US 41, Monteagle, TN 37356
| Property Type | Mobile Home |
|---|---|
| Details | 2,052 sqft · built 2002 |
| Lot Size | 2.05 acres (89,734 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $309 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031101P A 00402 |
| Primary APN | 031101P A 00402 |
|---|---|
| Alternative APN |
|
| Building Area | 2,052 sqft Living Area |
|---|---|
| 1st Floor Area | 2,052 sqft |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Lot Area | 89,734 sqft (2.05 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 1 sqft |
| Sewer | Connected |
|---|---|
| Water Source | Commercial |
| Street Address | 11045 US 41 |
|---|---|
| City | MONTEAGLE |
| State | TN |
| Zip | 37356-7603 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DISTRICT: 04 ALSO BK 141-522, COUNTY AREA: R02 |
| Jurisdiction | GRUNDY TN |
| Township / Civil Division | 3 |
| Census Block Group | 4 |
| Census Block | 4069 |
| Census Tract | 955300 |
11045 US 41, a mobile home, is owned by an individual who acquired it in August 2019.
Source: Grundy County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 90 JUSTUS ST, MONTEAGLE, TN 37356-7601 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC |
| Nov 27, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Dec 11, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS TRI COUNTY BANK |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Aug 1, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2019 |
| Deed Sale | Aug 1, 2019 |
| Deed Document Number | 94235 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY TN |
| Property Address | 11045 US 41, MONTEAGLE, TN 37356-7603 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001163/941 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 1163/941 |
| Instrument | 113165 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | 201 OLD COUNTRY RD STE 304, MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRUNDY TN |
| Recording Date | Nov 27, 2023 |
| Property Address | 11045 US 41, MONTEAGLE, TN 37356-7603 |
| Document Number | 001155/898 |
| Book / Page | 1155 / 898 |
| Instrument Date | Nov 24, 2023 |
| Instrument | 107661 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $63.82 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11045 US 41, MONTEAGLE, TN 37356-7603 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY TN |
| Property Address | 11045 US 41, MONTEAGLE, TN 37356-7603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 11045 US 41, MONTEAGLE, TN 37356-7603 |
| Document Number | 0000095338 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 0000001111/0000000683 |
| Instrument | 95338 |
| Name | CITIZENS TRI COUNTY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 168 Months |
| Due | Jan 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY TN |
| Property Address | 11045 US 41, MONTEAGLE, TN 37356-7603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000098390 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 1126/270 |
| Instrument | 98390 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRUNDY TN |
| Recording Date | Aug 1, 2019 |
| Property Address | 11045 US 41, MONTEAGLE, TN 37356-7603 |
| Document Number | 0000094235 |
| Book / Page | 001106 / 000606 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 94235 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 90 JUSTUS ST MONTEAGLE TN 373567601, MONTEAGLE, TN 37356-7601 |
The 2025 property tax bill for 11045 US 41 was $309, up 12% from the year before.
Source: Grundy County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grundy County |
| Unified School District | Grundy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $309.00 (+11.96%) | $21,675 (+12.16%) Land $6,700 Building $14,975 | |
| 2024 | $276.00 | $19,325 (-) Land $4,350 Building $14,975 | |
| 2023 | $276.00 (-4.83%) | $19,325 (+47.24%) Land $4,350 Building $14,975 | |
| 2022 | $290.00 | $13,125 Land $2,850 Building $10,275 | $52,500 Land $11,400 Building $41,100 |
| 2020 | $86,700 Land $26,800 Building $59,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11045 US 41 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11045 US 41 is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 79% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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