11045 Pine St, Leesburg, FL 34788 Property Records

Lake County property record for 11045 Pine St, Leesburg, FL 34788

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 1993
Lot Size	0.292 acres (12,706 sqft)
Owner	Individual Name on File
Last Sale	$259,000 (Jun 2026)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-19-25-0500-00G-00800`

Property Details

APN / Parcel Number

Primary APN	`12-19-25-0500-00G-00800`
Alternative APNs	`251912050000G00800` `1252091`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	12,706 sqft (0.292 acres)
Lot Dimensions	156 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	364 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1252091
Street Address	11045 PINE ST
City	LEESBURG
State	FL
Zip	34788-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	HILLTOP SUB UNIT 2 LOT 8 BLK G--LESS BEG AT SE COR OF LOT 9 BLK G RUN E 2 FT N TO N LINE OF LOT 8 BLK G W 2 FT TO NE COR OF LOT 9 S ALONG SAID E LINE OF LOT 9 TO POB-- PB 13 PG 37 ORB 4226 PG 525
Legal Range	25E
Legal Township	19S
Legal Section	12
Legal Subdivision	HILLTOP SUB
Legal Tract	0500
Legal Block	G
Legal Lot Number	8
Jurisdiction	LAKE FL
Township / Civil Division	LEESBURG EAST
Census Block Group	2
Census Block	2027
Census Tract	30307

Owner

11045 Pine St is owned and occupied by an individual who bought it in June 2026.

Source: Lake County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	11045 PINE ST, LEESBURG, FL 34788-4335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Oct 15, 2012 · Amount on File
Deed Document Number	202667137
Deed Book / Page	6749 / 648
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 2, 2026
Property Address	11045 PINE ST, LEESBURG, FL 34788-4335
Document Number	0000067137
Book / Page	6749 / 648
Instrument Date	May 22, 2026
Instrument	202667137
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183,113.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11045 PINE ST, LEESBURG, FL 34788-4335

Mortgage

Document Number	0000067138,
Date	Jun 2, 2026
Instrument	202667138

Lender

Name	WATERSTONE MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 11045 Pine St was $2,231, up 7.1% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,619 (-) Land $20,000 Building $99,619	$119,619 (-) Land $20,000 Building $99,619
2025	$2,231.00 (+7.11%)	$119,619 Land $20,000 Building $99,619	$119,619 Land $20,000 Building $99,619
2024	$2,083.00 (+15.27%)
2023	$1,807.00 (+15.69%)	$105,352 (+8.22%)	$105,352 (+8.22%) Land $20,000 Building $85,352
2022	$1,562.00	$97,352	$97,352 Land $12,000 Building $85,352

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 11045 Pine St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11045 Pine St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20