11045 Patterson Ln, Elberta, AL 36530 Property Records

Baldwin County property record for 11045 Patterson Ln, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,212 sqft · built 1976
Lot Size	3.4 acres (148,104 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jan 2024)
Tax Bill	$1,273 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-07-36-0-000-001.021`

Property Details

APN / Parcel Number

Primary APN	`54-07-36-0-000-001.021`
Alternative APNs	`540740` `027846` `51725`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,212 sqft Heated Area
1st Floor Area	2,212 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1992
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	148,104 sqft (3.4 acres)
Lot Dimensions	885 ft deep x 168 ft wide
Quonset Hut	1,500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	540740
Street Address	11045 PATTERSON LN
City	ELBERTA
State	AL
Zip	36530-4669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	168.13' X 885' IRR BEG AT SE COR OF SEC 36 RUN W 490.11' AND N 168.13' TO POB TH N 168.13' W 885' SE 170' E 885' TO POB SEC 3
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	2
Census Block	2080
Census Tract	11601

Owner

11045 Patterson Ln is owned and occupied by an individual who bought it in January 2024.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	11045 PATTERSON LN, ELBERTA, AL 36530-4669
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2024 · Amount on File
Deed Sale	Jan 12, 2024 · Amount on File
Deed Document Number	20242103319
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 12, 2024
Property Address	11045 PATTERSON LN, ELBERTA, AL 36530-4669
Document Number	0002103319
Instrument Date	Jan 11, 2024
Instrument	2103319
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13540 KICHLER CIR W, ELBERTA, AL 36530-2468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11045 PALLESAN LN, ELBERTA, AL 36530

Mortgage

Document Number	0002103320
Date	Jan 12, 2024
Instrument	2103320

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 11045 Patterson Ln was $1,273 with a homeowner's exemption, up 1.1% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,273.00 (+1.11%) Homeowner's exemption
2025	$1,259.00	$46,580 Land $18,100 Building $28,480	$465,600 Land $180,900 Building $284,700
2023	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$38,280 (+23.01%)	$382,600 (+23.02%) Land $117,400 Building $265,200
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$31,120	$311,000 Land $99,500 Building $211,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11045 Patterson Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	47 (1995–2021)
Claims Outside the SFHA	30 of 47
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 12 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11045 Patterson Ln is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 89% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Patterson Ln

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