11045 Lemay Dr, Clermont, FL 34711 Property Records

Lake County property record for 11045 Lemay Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,593 sqft · built 2008
Lot Size	0.396 acres (17,266 sqft)
Owner	Individual Name on Record
Last Sale	$673,000 (Oct 2025)
Tax Bill	$4,731 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-23-26-1501-000-11600`

Property Details

APN / Parcel Number

Primary APN	`07-23-26-1501-000-11600`
Alternative APNs	`262307150100011600` `3849913`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,593 sqft Living Area
Gross Area	4,265 sqft
1st Floor Area	2,175 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2024
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	17,266 sqft (0.396 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	402 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3849913
Street Address	11045 LEMAY DR
City	CLERMONT
State	FL
Zip	34711-8071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	OVERLOOK AT LAKE LOUISA PHASE 2 PB 58 PG 31-34 LOT 116 ORB 4642 PG 2265
Legal Range	26E
Legal Township	23S
Legal Section	7
Legal Subdivision	OVERLOOK AT LAKE LOUISA PHASE 2
Legal Tract	F-H
Legal Block	2
Legal Lot Number	116
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2024
Census Tract	31316

Owner

Source: Lake County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11045 LEMAY DR, CLERMONT, FL 34711-8071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 13, 2025	Warranty Deed, Transfer · Conventional Mortgage PFN LENDING GROUP INC
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2025 · Amount on Record
Deed Sale	Oct 13, 2025 · Amount on Record
Prior Sale	Jun 26, 2015 · Amount on Record
Deed Document Number	2025126081
Deed Book / Page	6613 / 675
Prior Transfer Date	Sep 16, 2014
Prior Transfer Doc	0000101344
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11045 LEMAY DR, CLERMONT, FL 34711-8071
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11045 LEMAY DR, CLERMONT, FL 34711-8071

Mortgage

Document Number	0059401415
Date	Apr 20, 2022
Book Page	5940/1415
Instrument	2022054923

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 13, 2025
Property Address	11045 LEMAY DR, CLERMONT, FL 34711-8071
Document Number	0066130675
Book / Page	6613 / 675
Map Reference	MB 58 PG 31-34
Instrument Date	Sep 30, 2025
Instrument	2025126081
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	LAND TITLE CORPORATION, LANDING TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,711.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13049 SUINLIINE CIRCLE, CLERMONT, FL 34711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11045 LEMAY DR, CLERMONT, FL 34711-8071

Mortgage

Document Number	0006613677
Date	Oct 13, 2025
Instrument	6613/677

Lender

Name	PFN LENDING GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11045 LEMAY DR, CLERMONT, FL 34711-8071
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL OF FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054141155
Date	Jan 31, 2020
Book Page	5414/1155
Instrument	2020012688

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,210 (+2.9%)	$523,606 (-) Land $100,000 Building $423,606
2025	$4,731.00 (+2.67%)	$332,570 (+2.9%) Land $100,000 Building $232,570	$523,606 (-) Land $100,000 Building $423,606
2024	$4,608.00 (+6.47%) Homeowner's exemption	$323,200 (+3%) Land $100,000 Building $223,200	$523,606 (+2.73%) Land $100,000 Building $423,606
2023	$4,328.00 (+7.82%) Homeowner's exemption	$313,790 (+3%)	$509,700 (+16.34%) Land $100,000 Building $409,700
2022	$4,014.00 Homeowner's exemption	$304,650	$438,127 Land $75,250 Building $362,877

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: CenturyLink, Summit Broadband, Verizon.

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