Montgomery County property record for 11045 Candlelight Ln, Potomac, MD 20854
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,184 sqft · built 1979 |
| Lot Size | 0.042 acres (1,847 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $629,900 (Aug 2018) |
| Tax Bill | $7,771 (2025) |
| Deeds & Mortgages | Oct 2026 Sale Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01826651 |
| Primary APN | 10-01826651 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Townhouse |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 1,847 sqft (0.042 acres) |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01826651 |
|---|---|
| Street Address | 11045 CANDLELIGHT LN |
| City | POTOMAC |
| State | MD |
| Zip | 20854-2768 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R90 |
| Legal Description | INVERNESS WOODS |
| Legal Subdivision | INVERNESS WOODS |
| Legal Block | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 706011 |
11045 Candlelight Ln, a townhouse, is owned and occupied by two individuals who bought it in August 2018.
Source: Montgomery County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11045 CANDLELIGHT LN, POTOMAC, MD 20854-2768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 15, 2018 | Grant Deed, Transfer · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2018 · Amount on File |
| Deed Sale | Aug 15, 2018 · Amount on File |
| Prior Sale | Aug 22, 2007 · Amount on File |
| Deed Book / Page | 56473 / 42 |
| Prior Transfer Date | Jul 2, 2013 |
| Prior Transfer Doc | 0474220193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 8, 2026 |
| Property Address | 11045 CANDLELIGHT LN, POTOMAC, MD 20854-2768 |
| Document Number | 7102000313 |
| Book / Page | 71021 / 313 |
| Instrument Date | Sep 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 11045 CANDLELIGHT LN, POTOMAC, MD 20854-2768 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 11045 CANDLELIGHT LN, POTOMAC, MD 20854-2768 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 11045 CANDLELIGHT LN, POTOMAC, MD 20854-2768 |
| Document Number | 0610840026 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 61084/26 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 15, 2018 |
| Property Address | 11045 CANDLELIGHT LN, POTOMAC, MD 20854-2768 |
| Document Number | 0564730042 |
| Book / Page | 056473 / 000042 |
| Instrument Date | Jul 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $629.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11045 CANDLELIGHT LN POTOMAC MD 208542768, POTOMAC, MD 20854-2768 |
| Document Number | 564730051 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 056473/000051 |
| Name | NATIONAL INSTITUTES OF HEALTH |
|---|---|
| Address | 111 ROCKVILLE PIKE # 500, ROCKVILLE, MD 20850-5170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 11045 Candlelight Ln was $7,771, up 2.1% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $669,600 (+5.08%) | $734,400 (+15.25%) Land $300,000 Building $434,400 | |
| 2025 | $7,771.00 (+2.09%) | $637,200 Land $300,000 Building $337,200 | $637,200 Land $300,000 Building $337,200 |
| 2024 | $7,612.00 | ||
| 2023 | $623,533 | $637,200 Land $300,000 Building $337,200 | |
| 2022 | $6,440.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11045 Candlelight Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1990–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11045 Candlelight Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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