11043 Smiths Creek Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 11043 Smiths Creek Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,270 sqft
Lot Size	8.3 acres (361,548 sqft)
Owner	Individual Name on File
Last Sale	$204,000 (Jul 2019)
Tax Bill	$1,562 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-29-035-2005-000`

Property Details

APN / Parcel Number

Primary APN	`74-29-035-2005-000`

Interior

Full Baths	1 Bath
Building Area	2,270 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,884 sqft

Exterior

Lot Area	361,548 sqft (8.3 acres)
Lot Dimensions	1,300 ft deep x 268 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11043 SMITHS CREEK RD
City	RILEY
State	MI
Zip	48041-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG W 400.6' FROM NE SEC COR, TH S 0D 31M 52S E 130', TH E 20', TH S 0D 31M 52S E 86', TH W 20', TH S 0D 31M 52S E 1117.57',
Legal Range	14E
Legal Township	06N
Legal Section	35
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2053
Census Tract	658500

Owner

11043 Smiths Creek Rd is owned and occupied by an individual who bought it in July 2019.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	11043 SMITHS CREEK RD, RILEY, MI 48041-3810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on File
Deed Sale	Jul 3, 2019 · Amount on File
Prior Sale	Jun 8, 2016 · Amount on File
Deed Document Number	201913522
Deed Book / Page	5072 / 317
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 5, 2019
Property Address	11043 SMITHS CREEK RD, RILEY, MI 48041-3810
Document Number	0050720317
Book / Page	005072 / 000317
Instrument Date	May 30, 2019
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	TITLE ONE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,754.40
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11043 SMITHS CREEK RD RILEY MI 480413810, RILEY, MI 48041-3810

Mortgage

Document Number	50630621
Date	Jul 5, 2019
Book Page	005063/000621

Lender

Name	PLATINUM HM MTG
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11043 Smiths Creek Rd was $1,562 with a homeowner's exemption, up 2.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,400 (+0.53%)	$112,800
2025	$1,562.00 (+2.7%) Homeowner's exemption	$56,100
2024	$1,521.00		$112,200
2023		$49,200
2022	$1,397.00		$98,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 11043 Smiths Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11043 Smiths Creek Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Air Advantage, Frontier, Mercury Fiber, Verizon, Xfinity.