San Diego County property record for 11043 Nesmith Dr, Escondido, CA 92026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,726 sqft · built 2019 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Apr 2022) |
| Tax Bill | $11,616 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Feb 2020 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-460-51-00 |
| Primary APN | 187-460-51-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,726 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 27,878 sqft (0.64 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 11043 NESMITH DR |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92026-8506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PAR 4 TR PM04791 |
| Legal Tract | 4791 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 20111 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11043 NESMITH DR, ESCONDIDO, CA 92026-8506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 1, 2022 | Grant Deed, Transfer · VA Mortgage ISERVE RESIDENTIAL LENDING LLC |
| Feb 22, 2020 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Sep 18, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jul 31, 2019 | Loan Modification, Mortgage · Conventional with PMI BANNER BK |
| Dec 28, 2017 | Intrafamily Transfer, Transfer · Construction Mortgage BANNER BANK |
| Dec 28, 2017 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Apr 6, 2017 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Apr 6, 2017 | Grant Deed, Transfer · ARM US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2022 · Amount on Record |
| Deed Sale | Apr 1, 2022 · Amount on Record |
| Prior Sale | Apr 6, 2017 · Amount on Record |
| Deed Document Number | 2022143782 |
| Prior Transfer Date | Mar 26, 2022 |
| Prior Transfer Doc | 0000143782 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 1, 2022 |
| Property Address | 11043 NESMITH DR, ESCONDIDO, CA 92026-8506 |
| Document Number | 0000143782 |
| Map Reference | FILE 76-179142 |
| Instrument Date | Mar 26, 2022 |
| Instrument | 2022-0143782 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | PREMIUM TITLE/CA INC, PREMIUM TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11043 NESMITH DR, ESCONDIDO, CA 92026-8506 |
| Document Number | 0000143783 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 2022-0143783 |
| Name | ISERVE RESIDENTIAL LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 11043 NESMITH DR, ESCONDIDO, CA 92026-8506 |
| Document Number | 0000342877 |
| Instrument Date | Feb 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 11043 NESMITH DR ESCONDIDO CA 920268506, ESCONDIDO, CA 92026-8506 |
| Document Number | 0000342877 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 342877 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 29, 2060 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 11043 NESMITH DR, ESCONDIDO, CA 92026-8506 |
| Document Number | 0000481712 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 11043 NESMITH DR ESCONDIDO CA 920268506, ESCONDIDO, CA 92026-8506 |
| Document Number | 0000481712 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 481712 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 23, 2059 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 11043 NESMITH DR, ESCONDIDO, CA 92026-8506 |
| Document Number | 0000436202 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11043 NESMITH DR ESCONDIDO CA 920268506, ESCONDIDO, CA 92026-8506 |
| Document Number | 0000436202 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 436202 |
| Name | BANNER BK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 28, 2017 |
| Property Address | 11043 NESMITH DR, ESCONDIDO, CA 92026-8506 |
| Document Number | 0000613286 |
| Map Reference | FILE 76-179142 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 2017-0613286 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE SAN DIE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1446 KNOLL PARK GLN, ESCONDIDO, CA 92029-3145 |
| Document Number | 0000613287 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 2017-0613287 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Oct 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 28, 2017 |
| Property Address | 11043 NESMITH DR, ESCONDIDO, CA 92026-8506 |
| Document Number | 0000613285 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 613285 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1446 KNOLL PARK GLN ESCONDIDO CA 920293145, ESCONDIDO, CA 92029-3145 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 6, 2017 |
| Property Address | 11043 NESMITH DR, ESCONDIDO, CA 92026-8506 |
| Document Number | 0000155590 |
| Instrument Date | Mar 21, 2017 |
| Instrument | 155590 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 12469 LEAFLET DR FORT WORTH TX 762445549, FORT WORTH, TX 76244-5549 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 6, 2017 |
| Property Address | 11043 NESMITH DR, ESCONDIDO, CA 92026-8506 |
| Document Number | 0000155589 |
| Instrument Date | Mar 21, 2017 |
| Instrument | 2017-0155589 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12469 LEAFLET DR, FORT WORTH, TX 76244-5549 |
| Document Number | 0000155591 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 2017-0155591 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Max Rate | 11% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $946,931 (+2%) Land $128,835 Building $818,096 | |
| 2025 | $11,616.00 (+4.89%) | $928,364 (+4.04%) Land $126,309 Building $802,055 |
| 2023 | $11,074.00 (+1.46%) | $892,316 Land $121,405 Building $770,911 |
| 2022 | $10,915.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026 |
|---|---|
| Water Source | Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY |
| Last State Inspection | Apr 2021 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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