Howard County property record for 11043 Birchtree Ln, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,942 sqft · built 2004 |
| Lot Size | 0.168 acres (7,315 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,313 (Jun 2004) |
| Tax Bill | $11,836 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-570208 |
| Primary APN | 06-570208 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,942 sqft Total Area |
| Basement Area | 1,030 sqft |
| Finished Basement | 1,030 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,315 sqft (0.168 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 570208 |
|---|---|
| Street Address | 11043 BIRCHTREE LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-1086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MXD |
| Legal Description | LOT 3 7315 SQ 11043 BIRCHTREE LN CHERRYTREE PARK |
| Legal Subdivision | CHERRYTREE PARK |
| Legal Lot Number | 3 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 606805 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11043 BIRCHTREE LN, LAUREL, MD 20723-1086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GREENWAY FUNDING GROUP INC |
| Jan 30, 2017 | Grant Deed, Transfer · Conventional with PMI MORTGAGE LINK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2004 · Amount on Record |
| Deed Sale | Jun 14, 2004 · Amount on Record |
| Prior Sale | Jun 9, 2004 · Amount on Record |
| Deed Document Number | 200446681 |
| Last Transfer Date | Jul 20, 2009 |
| Transfer Doc | 0119160280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 11043 BIRCHTREE LN, LAUREL, MD 20723-1086 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 11043 BIRCHTREE LN, LAUREL, MD 20723-1086 |
| Document Number | 0210940357 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 21094/357 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 11043 BIRCHTREE LN, LAUREL, MD 20723-1086 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11043 BIRCHTREE LN, LAUREL, MD 20723-1086 |
| Document Number | 0198170395 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 19817/395 |
| Name | GREENWAY FUNDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | POTOMAC, MD 20854 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 30, 2017 |
| Property Address | 11043 BIRCHTREE LN, LAUREL, MD 20723-1086 |
| Document Number | 0174140227 |
| Book / Page | 017414 / 000227 |
| Instrument Date | Jan 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2017 |
| Title Company | TITLE ALLIANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11043 BIRCHTREE LN LAUREL MD 207231086, LAUREL, MD 20723-1086 |
| Document Number | 174140232 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 017414/000232 |
| Name | MORTGAGE LINK |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2047 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,836.00 (+3.36%) | $777,267 (+3.18%) | $825,200 (+9.54%) Land $270,400 Building $554,800 |
| 2025 | $11,451.00 (+7.36%) | $753,300 (+16.95%) Land $220,400 Building $532,900 | $753,300 (-) Land $220,400 Building $532,900 |
| 2024 | $10,666.00 (+60.71%) | ||
| 2023 | $644,100 | $753,300 Land $220,400 Building $532,900 | |
| 2022 | $6,637.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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