11040 Spring Mill Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 11040 Spring Mill Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,826 sqft · built 1983
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Aug 2022)
Tax Bill	$4,538 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-02-305-040.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-02-305-040.000-018`
Alternative APNs	`291302305040000034` `1713020305040000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,826 sqft Living Area
1st Floor Area	1,492 sqft
2nd Floor Area	1,334 sqft
Basement Area	1,276 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	30,056 sqft (0.689 acres)
Lot Dimensions	188 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1713020305040000
Old Parcel Number	291302305040000034
Street Address	11040 SPRING MILL LN
City	CARMEL
State	IN
Zip	46032-8865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .69, SECTION 2, TOWNSHIP 17, RANGE 3, SPRING MILL PLACE, LOT 36
Legal Range	03
Legal Township	17
Legal Section	02
Legal Subdivision	SPRING MILL ESTATES
Legal Lot Number	36
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2019
Census Tract	111009

Owner

11040 Spring Mill Ln is owned and occupied by an individual who bought it in August 2022.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11040 SPRING MILL LN, CARMEL, IN 46032-8865
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Deed Document Number	2022038098
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 2, 2022
Property Address	11040 SPRING MILL LN, CARMEL, IN 46032-8865
Document Number	0000038098
Map Reference	MB 8 PG 135-139
Instrument Date	Jul 29, 2022
Instrument	2022038098
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	MTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11040 SPRING MILL LN, CARMEL, IN 46032-8865

Mortgage

Document Number	0000038099
Date	Aug 2, 2022
Instrument	2022038099

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$479,000 (+16.4%) Land $138,700 Building $340,300	$479,000 (+16.4%) Land $138,700 Building $340,300
2024	$4,538.00 (+4.13%)	$411,500 (+0.78%) Land $138,700 Building $272,800	$411,500 (+0.78%) Land $138,700 Building $272,800
2023	$4,358.00 (-1.43%) Homeowner's exemption	$408,300 (+4.91%) Land $138,700 Building $269,600	$408,300 (+4.91%) Land $138,700 Building $269,600
2022	$4,421.00 Homeowner's exemption	$389,200 Land $104,500 Building $284,700	$389,200 Land $104,500 Building $284,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11040 Spring Mill Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11040 Spring Mill Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20