11040 Sheffield Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 11040 Sheffield Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,438 sqft · built 2022
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$272,125 (Feb 2022)
Tax Bill	$6,453 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5180-1173-0050`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5180-1173-0050`
Alternative APNs	`00657088` `657088`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,438 sqft Living Area
Gross Area	3,359 sqft
1st Floor Area	2,438 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	607 sqft
Porch	Screened Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	00657088
Street Address	11040 SHEFFIELD RD
City	SPRING HILL
State	FL
Zip	34608-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 18 BLK 1173 LOT 5
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 18
Legal Block	1173
Legal Lot Number	5
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2025
Census Tract	41004

Owner

11040 Sheffield Rd is owned and occupied by two individuals who bought it in February 2022.

Source: Hernando County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	11040 SHEFFIELD RD, SPRING HILL, FL 34608-2539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage RMC HOME MORTGAGE LLC
Oct 27, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on File
Deed Sale	Feb 8, 2022 · Amount on File
Prior Sale	Oct 27, 2020 · Amount on File
Deed Document Number	202210408
Deed Book / Page	4124 / 1300
Prior Transfer Date	May 30, 2006
Prior Transfer Doc	0025980922
Record Updated	Oct 29, 2026

February 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 8, 2022
Property Address	11040 SHEFFIELD RD, SPRING HILL, FL 34608-2539
Document Number	0041241300
Book / Page	4124 / 1300
Map Reference	MB 9 PG 47-59
Instrument Date	Jan 21, 2021
Instrument	2022010408
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 11, 2022
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,905.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11040 SHEFFIELD RD, SPRING HILL, FL 34608-2539

Mortgage

Document Number	0041241301
Date	Feb 8, 2022
Instrument	4124/1301

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 27, 2020
Property Address	11040 SHEFFIELD RD, SPRING HILL, FL 34608-2539
Document Number	0039041622
Book / Page	003904 / 001622
Instrument Date	Oct 21, 2020
Instrument	67139
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$158.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9416 CAMDEN FIELD PKWY RIVERVIEW FL 335780519, RIVERVIEW, FL 33578-0519
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 11040 Sheffield Rd was $6,453 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,453.00 Homeowner's exemption	$443,042 Land $37,500 Building $405,542	$443,042 Land $37,500 Building $405,542
2023		$431,451 (+1,534.28%) Land $32,582 Building $398,869
2022	$5,951.00	$26,400 Land $26,400	$431,451 Land $29,000 Building $402,451

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11040 Sheffield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11040 Sheffield Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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