San Bernardino County property record for 11040 Locust Ave, Hesperia, CA 92345
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,408 sqft · built 2023 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Jan 2024) |
| Tax Bill | $7,054 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0406-131-25-0000 |
| Primary APN | 0406-131-25-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,408 sqft Living Area |
| Gross Area | 3,112 sqft |
| 1st Floor Area | 2,408 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 11040 LOCUST AVE |
|---|---|
| City | HESPERIA |
| State | CA |
| Zip | 92345-2235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4554 LOT 59 TR 4554 GOLDEN ARROW RANCHOS NO 1 LOT 59 EX WTR RTS EX 1/2 INT MIN RTS WITHOUT S E |
| Legal Tract | 4554 |
| Legal Block | 4 |
| Legal Lot Number | 59 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 10010 |
11040 Locust Ave is owned and occupied by two individuals who bought it in January 2024.
Source: San Bernardino County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11040 LOCUST AVE, HESPERIA, CA 92345-2235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2024 | Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP |
| May 17, 2023 | Deed of Trust, Mortgage · Commercial Mortgage ANDREW KWIAT |
| Feb 16, 2023 | Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Feb 16, 2023 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2024 · Amount on File |
| Deed Sale | Jan 31, 2024 · Amount on File |
| Prior Sale | Feb 16, 2023 · Amount on File |
| Deed Document Number | 202422927 |
| Prior Transfer Date | Feb 9, 2023 |
| Prior Transfer Doc | 0000036619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jan 31, 2024 |
| Property Address | 11040 LOCUST AVE, HESPERIA, CA 92345-2235 |
| Document Number | 0000022927 |
| Map Reference | MB 57 PG 22&23 |
| Instrument Date | Jan 9, 2024 |
| Instrument | 2024-0022927 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 11040 LOCUST AVE, HESPERIA, CA 92345-2235 |
| Document Number | 0000022928 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 2024-0022928 |
| Name | ROYAL PACIFIC FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Number | 0000022929 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 2024-0022929 |
| Name | ROYAL PACIFIC FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Address | NEWPORT BEACH, CA 92660 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | HESPERIA, CA 92345 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Title Company | FIDELITY-SHERMAN OAKS, FIDELITY SHERMAN OAKS |
| Name | Verified Name |
|---|---|
| Address | 1609 KWIS AVE, HACIENDA HEIGHTS, CA 91745-3323 |
| Document Number | 0000119418 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 2023-0119418 |
| Name | ANDREW KWIAT |
|---|---|
| Type | Private Party |
| Address | 10680 W PICO BLVD STE 485, LOS ANGELES, CA 90064 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Feb 16, 2023 |
| Property Address | HESPERIA, CA 92345 |
| Document Number | 0000036619 |
| Map Reference | MB 57 PG 22&23 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 2023-0036619 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14775 POPLAR ST, HESPERIA, CA 92345-3729 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Feb 16, 2023 |
| Property Address | HESPERIA, CA 92345 |
| Document Number | 0000036620 |
| Map Reference | MB 57 PG 22&23 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2023-0036620 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1609 KWIS AVE, HACIENDA HEIGHTS, CA 91745-3323 |
The 2025 property tax bill for 11040 Locust Ave was $7,054 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Hesperia City |
| Unified School District | Hesperia Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $624,239 (+2%) Land $114,444 Building $509,795 | |
| 2025 | $7,054.00 Homeowner's exemption | $611,999 Land $112,200 Building $499,799 |
| 2023 | $75.00 (+1.35%) | $3,811 Land $3,811 |
| 2022 | $74.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11040 Locust Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 11040 Locust Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HESPERIA WD serves 101,836 people · EPA ID CA3610024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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