11040 E Lake Rd, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 11040 E Lake Rd, Charlotte, NC 28215

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,294 sqft
Lot Size	1.54 acres (67,431 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jul 2022)
Tax Bill	$3,968 (2023)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111-111-17`

Property Details

APN / Parcel Number

Primary APN	`111-111-17`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,294 sqft Heated Area

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	67,431 sqft (1.54 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	111-111-17
Street Address	11040 E LAKE RD
City	CHARLOTTE
State	NC
Zip	28215-7017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L13 BK M7-853
Legal Subdivision	CEDARBROOK ACRES MAP 04
Legal Block	K
Legal Lot Number	13
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3023
Census Tract	5627

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11040 E LAKE RD, CHARLOTTE, NC 28215-7017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 11, 2020	Warranty Deed, Transfer · Conventional with PMI WELLSPRING INVESTMENTS
Oct 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	May 11, 2020 · Amount on Record
Deed Document Number	0037531717
Deed Book / Page	37531 / 717
Record Updated	Jun 7, 2026

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 27, 2022
Property Address	11040 E LAKE RD, CHARLOTTE, NC 28215-7017
Document Number	0000109727
Book / Page	37531 / 717
Map Reference	MB 7 PG 853
Instrument Date	Jul 6, 2022
Instrument	2022109727
Transaction Type	Subdivision Related Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12467 RITCHIE RD, MIDLAND, NC 28107-5415

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109728
Date	Jul 27, 2022
Instrument	2022109728

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 11, 2020
Property Address	11040 E LAKE RD, CHARLOTTE, NC 28215-7017
Document Number	0000066166
Book / Page	034558 / 000081
Instrument Date	May 1, 2020
Instrument	66166
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1427 MATTHEWS-MINT HILL RD MINT HILL NC 28227, MINT HILL, NC 28227

Mortgage

Document Number	66167
Date	May 11, 2020
Book Page	034558/000084
Instrument	66167

Lender

Name	WELLSPRING INVESTMENTS

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	May 10, 2025

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 20, 2017
Property Address	11040 E LAKE RD, CHARLOTTE, NC 28215-7017
Document Number	0000142190
Book / Page	032209 / 000983
Instrument Date	Oct 20, 2017
Instrument	142190
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$160.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3035 MATTHEWS NC 281063035, MATTHEWS, NC 28106-3035
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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