11040 Bridle Trl, Chardon, OH 44024 Property Records

Geauga County property record for 11040 Bridle Trl, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,281 sqft · built 2016
Lot Size	4.1 acres (178,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Aug 2022)
Tax Bill	$8,555 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-177175`

Property Details

APN / Parcel Number

Primary APN	`21-177175`
Alternative APN	`004524-2`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,281 sqft Living Area
1st Floor Area	2,281 sqft
Basement Area	2,281 sqft
Unfinished Basement	2,281 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	178,596 sqft (4.1 acres)
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	603 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	004524-2
Street Address	11040 BRIDLE TRL
City	CHARDON
State	OH
Zip	44024-9338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 TR 3
Legal Subdivision	BRIDLE TRAIL ESTATES
Legal Tract	3
Legal Lot Number	15
Jurisdiction	GEAUGA OH
Township / Civil Division	MUNSON
Census Block Group	2
Census Block	2006
Census Tract	310800

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11040 BRIDLE TRL, CHARDON, OH 44024-9338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Nov 4, 2020	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PA
Mar 25, 2017	Deed of Trust, Mortgage UNION CAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Prior Sale	Sep 2, 2016 · Amount on Record
Deed Document Number	20221004216
Deed Book / Page	2157 / 3277
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Aug 30, 2022
Property Address	11040 BRIDLE TRL, CHARDON, OH 44024-9338
Document Number	0021573277
Book / Page	2157 / 3277
Instrument Date	Aug 27, 2022
Instrument	202201004216
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11040 BRIDLE TRL, CHARDON, OH 44024-9338

Mortgage

Document Number	202201004217
Date	Aug 30, 2022
Instrument	202201004217

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GEAUGA OH
Property Address	11040 BRIDLE TRL, CHARDON, OH 44024-9338
Document Number	0021140615
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11040 BRIDLE TRL CHARDON OH 440249338, CHARDON, OH 44024-9338

Mortgage

Document Number	0021140615
Date	Jan 20, 2021
Book Page	002114/000615
Instrument	976305

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Jan 19, 2046

Interest

Rate	3.12%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	11040 BRIDLE TRL, CHARDON, OH 44024-9338
Document Number	0020361780
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	CORPORATE SETTLEMENT SOLUTIONS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11060 BRIDLE TRL CHARDON OH 440249338, CHARDON, OH 44024-9338

Mortgage

Document Number	0020361780
Date	Aug 1, 2017
Book Page	002036/001780
Instrument	924262

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	CHAGRIN FALLS, OH 44023

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 31, 2042

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	11040 BRIDLE TRL, CHARDON, OH 44024-9338
Document Number	0020292219
Instrument Date	Mar 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11040 BRIDLE TRL CHARDON OH 440249338, CHARDON, OH 44024-9338

Mortgage

Document Number	0020292219
Date	Mar 30, 2017
Book Page	002029/002219
Instrument	919291

Lender

Name	UNION CAP MTG
Type	Mortgage Company
Address	MENTOR, OH 44060

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Munson Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,555.00 (-0.5%)	$175,920 (-) Land $29,720 Building $146,200
2024	$8,598.00 (+5.67%) Homeowner's exemption	$175,920 (-) Land $29,720 Building $146,200
2023	$8,137.00 (+6.35%)	$175,920 (+32.79%) Land $29,720 Building $146,200	$502,600 (+32.79%) Land $84,900 Building $417,700
2022		$132,480 Land $24,680 Building $107,800
2021	$7,651.00
2020			$378,500 Land $70,500 Building $308,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1986–1989)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 1989 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jun 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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