11040 Bach Ln, Byron, MI 48418 Property Records

Genesee County property record for 11040 Bach Ln, Byron, MI 48418

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,672 sqft · built 2023
Lot Size	0.687 acres (29,926 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Jul 2022)
Tax Bill	$10,021 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-32-200-010`

Property Details

APN / Parcel Number

Primary APN	`01-32-200-010`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,672 sqft Living Area
1st Floor Area	2,312 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	29,926 sqft (0.687 acres)
Lot Dimensions	276 ft deep x 83 ft wide
Garage Area	2,040 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11040 BACH LN
City	BYRON
State	MI
Zip	48418-9524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	A PARCEL OF LAND BEG N 89 DEG 39 MIN 15 SEC E 1448.09 FT & N 0 DEG 20 MIN 45 SEC W 325 FT FROM INTERIOR 1/4 COR OF SEC TH N 0
Legal Range	05E
Legal Township	05N
Legal Section	32
Jurisdiction	GENESEE MI
Township / Civil Division	ARGENTINE
Census Block Group	2
Census Block	2010
Census Tract	13001

Owner

11040 Bach Ln is owned and occupied by an individual who bought it in July 2022.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	11040 BACH LN, BYRON, MI 48418-9524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC
Feb 14, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jun 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage DORT FINANCIAL CU
Jul 5, 2022	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	Apr 27, 2005 · Amount on File
Deed Document Number	202248675
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11040 BACH LN, BYRON, MI 48418-9524
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11040 BACH LN, BYRON, MI 48418-9524

Mortgage

Document Number	0000044106
Date	Aug 16, 2024
Instrument	202408160044106

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11040 BACH LN, BYRON, MI 48418-9524
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11040 BACH LN, BYRON, MI 48418-9524

Mortgage

Document Number	0000006178
Date	Feb 14, 2024
Instrument	202402140006178

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11040 BACH LN, BYRON, MI 48418-9524
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11040 BACH LN, BYRON, MI 48418-9524

Mortgage

Document Number	0000000133
Date	Jun 17, 2025
Instrument	202506170000133

Lender

Name	DORT FINANCIAL CU
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Max Rate	11%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 5, 2022
Property Address	11040 BACH LN, BYRON, MI 48418-9524
Document Number	0000048675
Instrument Date	Jun 23, 2022
Instrument	202207050048675
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11068 BACH LN, BYRON, MI 48418-9524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2234 CHAMPION DR, BURTON, MI 48519-2022

Tax Assessment & Valuation

The 2025 property tax bill for 11040 Bach Ln was $10,021 with a homeowner's exemption, up 3.5% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Argentine Township
Unified School District	Byron Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,200 (+12.55%) Land $20,000 Building $379,200	$798,400 (+12.55%) Land $40,000 Building $758,400
2025	$10,021.00 (+3.54%) Homeowner's exemption	$354,700	$709,400
2024	$9,678.00
2023		$17,600	$35,200
2019	$375.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11040 Bach Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11040 Bach Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bach Ln

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