11040 126th Ter, Largo, FL 33778 Property Records

Pinellas County property record for 11040 126th Ter, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,851 sqft · built 1974
Lot Size	0.188 acres (8,198 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jul 2026)
Tax Bill	$4,130 (2025)
Deeds & Mortgages	Jul 2026 Sale Feb 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8601-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8601-9`
Alternative APNs	`09-30-15-64739-002-0010` `301509647390020010` `153009647390020010` `R101860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,851 sqft Living Area
Gross Area	2,893 sqft
1st Floor Area	1,851 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,198 sqft (0.188 acres)
Lot Dimensions	100 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	470 sqft
Deck Area	153 sqft
Patio Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101860
Street Address	11040 126TH TER
City	LARGO
State	FL
Zip	33778-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGEWOOD ESTATES SUB SECTION 2 BLK B, LOT 1
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	ORANGEWOOD ESTATES SUB
Legal Tract	64739
Legal Block	B
Legal Lot Number	1
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2001
Census Tract	25311

Owner

Source: Pinellas County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11040 126TH TER, LARGO, FL 33778-2111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO
Feb 1, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 12, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 16, 2018	Loan Modification, Mortgage · Conventional Mortgage RODNEY & ANNA M DARRING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Dec 21, 2016 · Amount on Record
Deed Document Number	2026185454
Deed Book / Page	23624 / 24
Prior Transfer Date	Jan 27, 2023
Prior Transfer Doc	0223320566
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 13, 2026
Property Address	11040 126TH TER, LARGO, FL 33778-2111
Document Number	0000185454
Book / Page	23624 / 24
Instrument Date	Jul 8, 2026
Instrument	2026185454
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO

Transaction

Amount	Amount Recorded
Tax	$364,105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Feb 1, 2023
Property Address	11040 126TH TER, LARGO, FL 33778-2111
Document Number	0223320566
Book / Page	22332 / 566
Map Reference	MB 69 PG 18
Instrument Date	Jan 27, 2023
Instrument	2023025989
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6365 32ND AVE N, ST PETERSBURG, FL 33710-2434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11040 126TH TER, LARGO, FL 33778-2111

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11040 126TH TER, LARGO, FL 33778-2111
Transaction Type	Mortgage
Record Updated	Sep 30, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11040 126TH TER, LARGO, FL 33778-2111

Mortgage

Document Number	0221990288
Date	Sep 12, 2022
Book Page	22199/288
Instrument	2022276125

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	May 1, 2048

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	11040 126TH TER, LARGO, FL 33778-2111
Document Number	0200440489
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6101 CONDOR DR MOORPARK CA 930212602, MOORPARK, CA 93021-2602
Investor	Possibly a Property Investor

Mortgage

Document Number	0200440489
Date	May 8, 2018
Book Page	020044/000489
Instrument	146274

Lender

Name	RODNEY & ANNA M DARRING
Address	11040 126TH TER, LARGO, FL 33778-2111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,130.00 (+5.71%)	$259,735 (+5.99%)	$426,331 (+13.36%) Land $155,554 Building $270,777
2024	$3,907.00 (+1.82%)
2023	$3,837.00 (+3.28%) Homeowner's exemption	$245,063 (+3%)	$376,080 (+10.94%) Land $167,230 Building $208,850
2022	$3,715.00 Homeowner's exemption Disabled Person's exemption	$237,925	$338,992 Land $173,081 Building $165,911

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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