1104 Watson St, Key West, FL 33040 Property Records

Monroe County property record for 1104 Watson St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,610 sqft · built 1933
Lot Size0.09 acres (3,925 sqft)
Owner2 Individual Names on File
Last Sale$1,860,000 (Aug 2023)
Tax Bill$12,760 (2024)
Deeds & MortgagesAug 2023 Sale
Jul 2019 Sale
Flood ZoneZone X (moderate risk)
APN00031720-000000

Property Details

APN / Parcel Number

Primary APN00031720-000000
Alternative APNs
  • 01010100031720000000
  • 1032506

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,610 sqft Living Area
1st Floor Area1,610 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 2015
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,925 sqft (0.09 acres)
Lot Dimensions75 ft deep x 52 ft wide

Exterior Amenities

Pool Area180 sqft
PorchUnfinished Open Porch
Porch Area1,195 sqft
Patio Area111 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number1032506
Street Address1104 WATSON ST
CityKEY WEST
StateFL
Zip33040-3320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW G G WATSON SUB I-209 PT LOT 1 SQR 6 TR 13 G48-27 OR206-400 OR460-539 OR1017-2378 OR1140-27 OR1449-332 OR2975-0385 OR3238-0753
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionGEORGE G WATSON S SUBDIVISION
Legal Tract13
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2009
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1104 Watson St is owned by two individuals who bought it in August 2023.

Source: Monroe County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address245 E GAY ST, COLUMBUS, OH 43215-3210
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 15, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2023 · Amount on File
Deed SaleAug 14, 2023 · Amount on File
Prior SaleMar 26, 1997 · Amount on File
Deed Document Number20232428360
Deed Book / Page3238 / 753
Prior Transfer DateJul 10, 2019
Prior Transfer Doc0029750385
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 14, 2023
Property Address1104 WATSON ST, KEY WEST, FL 33040-3320
Document Number0032380753
Book / Page3238 / 753
Map ReferenceMB I PG 209
Instrument DateAug 10, 2023
Instrument2428360
Transaction TypeTransfer
Record UpdatedSep 4, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$13,020.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address63 ZION HILL RD, SALEM, NH 03079-1515

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 E GAY ST, COLUMBUS, OH 43215-3210

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJul 15, 2019
Property Address1104 WATSON ST, KEY WEST, FL 33040-3320
Document Number0029750385
Book / Page002975 / 000385
Instrument DateJul 10, 2019
Instrument2228745
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address63 ZION HILL RD SALEM NH 030791515, SALEM, NH 03079-1515

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,500,519 Land $816,871 Building $683,648$1,500,519 Land $816,871 Building $683,648
2024$12,760.00 (+49.12%)
2023$8,557.00 (+10.87%)$1,050,838 (+9.99%) Land $710,543 Building $340,295$1,050,838 (+9.99%) Land $710,543 Building $340,295
2022$7,718.00$955,391 Land $610,966 Building $344,425$955,391 Land $610,966 Building $344,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 Watson St in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 191 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 units insured
incl. 7 condo units
Nearby Flood Claims4 (1994–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1104 Watson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Watson St

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