Island County property record for 1104 Waterloo Rd, Oak Harbor, WA 98277
| Property Type | Mobile Home |
|---|---|
| Details | 2,052 sqft · built 2004 |
| Lot Size | 4.93 acres (214,751 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,925 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R13210-199-1250 |
| Primary APN | R13210-199-1250 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,052 sqft Living Area |
| Gross Area | 2,628 sqft |
| 1st Floor Area | 2,052 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Aluminum |
| Lot Area | 214,751 sqft (4.93 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 13 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 437 sqft |
| Storage Building | 1,080 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating Fuel | Electric |
| Street Address | 1104 WATERLOO RD |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-8417 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 23 |
| Legal Description | 80 - E/2 E/2 E/2 NW SW EX S20 FOR RD |
| Legal Range | 1E |
| Legal Township | 32N |
| Legal Section | 10 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 970500 |
1104 Waterloo Rd, a mobile home, is owned and occupied by an individual who acquired it in February 2017.
Source: Island County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1104 WATERLOO RD, OAK HARBOR, WA 98277-8417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 8, 2017 |
| Transfer Doc | 0004417862 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Feb 28, 2017 |
| Property Address | 1104 WATERLOO RD, OAK HARBOR, WA 98277-8417 |
| Document Number | 0004417862 |
| Instrument Date | Feb 8, 2017 |
| Instrument | 4417862 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Title Company | CHICAGO TITLE COMPANY OF WA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1104 WATERLOO RD, OAK HARBOR, WA 98277-8417 |
| Document Number | 0004417863 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 4417863 |
| Name | WASHINGTON FEDERAL NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
The 2026 property tax bill for 1104 Waterloo Rd was $4,925.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,925.00 | ||
| 2025 | $636,476 Land $290,000 Building $346,476 | $636,476 Land $290,000 Building $346,476 | |
| 2023 | $3,709.00 | $551,614 (+11.01%) Land $250,000 Building $301,614 | $551,614 (+11.01%) Land $250,000 Building $301,614 |
| 2022 | $496,902 Land $220,000 Building $276,902 | $496,902 Land $220,000 Building $276,902 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1104 Waterloo Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1104 Waterloo Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Verizon, Ziply Fiber.
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