1104 W 8th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1104 W 8th St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,368 sqft · built 1900
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,988 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8914-11-476-020`

Property Details

APN / Parcel Number

Primary APN	`8914-11-476-020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,353 sqft
Basement Area	1,368 sqft
Finished Basement	900 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	285 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	126 sqft
Deck Area	168 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1104 W 8TH ST
City	CEDAR FALLS
State	IA
Zip	50613-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN PARK LOTS 1 AND 2 BLK 1
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	LINCOLN PARK
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5019
Census Tract	2200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	606 MELENDY LN, CEDAR FALLS, IA 50613-6352
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage FARMERS STATE BANK
May 7, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1104 W 8TH ST, CEDAR FALLS, IA 50613-2444
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 MELENDY LN, CEDAR FALLS, IA 50613-6352

Mortgage

Document Number	202200016062
Date	Feb 7, 2022
Instrument	202200016062

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	351 Months
Due	May 7, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1104 W 8TH ST, CEDAR FALLS, IA 50613-2444
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 MELENDY LN, CEDAR FALLS, IA 50613-6352

Mortgage

Document Number	202100023469
Date	May 7, 2021
Instrument	202100023469

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2051

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,988.00 (+5.17%)	$265,620 (+12.71%) Land $54,320 Building $211,300	$265,620 (+12.71%) Land $54,320 Building $211,300
2024	$3,792.00 (+6.94%)
2023		$235,660 (+22.66%) Land $34,920 Building $200,740	$235,660 (+22.66%) Land $34,920 Building $200,740
2022	$3,546.00	$192,130 Land $34,920 Building $157,210
2021			$192,130 Land $34,920 Building $157,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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