1104 W 5th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1104 W 5th St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,153 sqft · built 1891
Lot Size	0.117 acres (5,100 sqft)
Owner	Company Name on File
Last Sale	$31,500 (Mar 2016)
Tax Bill	$1,094 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-26-331-008`

Property Details

APN / Parcel Number

Primary APN	`8913-26-331-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,153 sqft Living Area
1st Floor Area	744 sqft
Attic	Attic
Attic Area	409 sqft
Basement Area	744 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	85 ft deep x 60 ft wide
Garage Area	180 sqft
Porch	Slab
Porch Area	195 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1104 W 5TH ST
City	WATERLOO
State	IA
Zip	50702-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLERS THIRD ADDITION SE 85 FT LOT 10 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	MILLERS THIRD ADDITION
Legal Block	1
Legal Lot Number	10
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1012
Census Tract	200

Owner

1104 W 5th St is owned by a company that bought it in March 2016.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	3702 LORALIN DR, WATERLOO, IA 50701-4814
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2016 · Amount on File
Deed Sale	Mar 7, 2016 · Amount on File
Deed Document Number	201615175
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 14, 2017
Property Address	1104 W 5TH ST, WATERLOO, IA 50702-2808
Document Number	201800002706
Instrument Date	Aug 10, 2017
Instrument	2018-00002706
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 SHERIDAN RD, WATERLOO, IA 50701-4023

Mortgage

Document Number	201800002707
Date	Aug 14, 2017
Instrument	2018-00002707

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1104 W 5th St was $1,094, up 4.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,094.00 (+4.19%)	$53,570 Land $10,800 Building $42,770	$53,570 Land $10,800 Building $42,770
2024	$1,050.00
2023		$48,370 (+24.25%) Land $10,800 Building $37,570	$48,370 Land $10,800 Building $37,570
2022	$945.00	$38,930 Land $10,800 Building $28,130
2021			$38,930 Land $10,800 Building $28,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 W 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1104 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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