Whiteside County property record for 1104 W 3rd St, Sterling, IL 61081
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Aug 2010) |
| Tax Bill | $5,555 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1120479008 |
| Primary APN | 1120479008 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,000 sqft (0.23 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Account Number | 61162 |
|---|---|
| Street Address | 1104 W 3RD ST |
| City | STERLING |
| State | IL |
| Zip | 61081-3208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALLACE & GALT ADDITION LOTS 1 & 6 BLK 67 |
| Legal Subdivision | WALLACE & GALT ADDITION |
| Legal Block | 67 |
| Legal Lot Number | 1,6 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 1000 |
Source: Whiteside County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1104 W 3RD ST, STERLING, IL 61081-3208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITY OF LAKE CITY |
| Oct 1, 2018 | Deed of Trust, Mortgage · Line of Credit STERLING BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2010 · Amount on Record |
| Deed Sale | Aug 31, 2010 · Amount on Record |
| Deed Document Number | 20106550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Sep 28, 2026 |
| Property Address | 1104 W 3RD ST, STERLING, IL 61081-3208 |
| Document Number | 0000005230 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 20265230 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1104 W 3RD ST, STERLING, IL 61081-3208 |
| Document Number | 0000005230, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 20265230 |
| Name | CITY OF LAKE CITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 1104 W 3RD ST, STERLING, IL 61081-3208 |
| Document Number | 0000005532 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | SAUK VALLEY TITLE, SAUK VLY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1104 W 3RD ST STERLING IL 610813208, STERLING, IL 61081-3208 |
| Document Number | 0000005532 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 5532 |
| Name | STERLING BK |
|---|---|
| Type | Bank |
| Address | STERLING, IL 61081 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.02% |
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,555.00 | $54,695 Land $18,707 Building $35,988 | |
| 2024 | $164,085 Land $56,121 Building $107,964 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures