1104 W 38th St, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 1104 W 38th St, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,288 sqft · built 1940
Lot Size	0.183 acres (7,980 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Feb 2025)
Tax Bill	$3,218 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-29-452-011-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-29-452-011-000`
Alternative APN	`34464`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,288 sqft Finished Area
1st Floor Area	940 sqft
Upper Floors Area	348 sqft
Basement Area	828 sqft
Finished Basement	600 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,980 sqft (0.183 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	34464
Street Address	1104 W 38TH ST
City	SIOUX FALLS
State	SD
Zip	57105-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 10` 6 & ALL 7 BLOCK 1 HAUGO`S 2ND ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	HAUGO`S 2ND ADDN
Legal Block	1
Legal Lot Number	7
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1009
Census Tract	10600

Owner

1104 W 38th St is owned and occupied by an individual who bought it in February 2025.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1104 W 38TH ST, SIOUX FALLS, SD 57105-5506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 27, 2018	Deed of Trust, Mortgage GROW SOUTH DAKOTA
Mar 27, 2018	Deed of Trust, Mortgage ARK LA TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2025 · Amount on File
Deed Sale	Feb 18, 2025 · Amount on File
Deed Document Number	2025126680
Deed Book / Page	630-D / 782
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1104 W 38TH ST, SIOUX FALLS, SD 57105-5506
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1921MTG/402
Date	Apr 29, 2021
Book Page	1921 MTG/402

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1104 W 38TH ST, SIOUX FALLS, SD 57105-5506
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001837/0000000410
Date	Mar 27, 2018
Book Page	0000001837/0000000410
Instrument	R806836

Lender

Name	GROW SOUTH DAKOTA

Agreement

Amount	Amount on Record
Term	58 Months
Due	Jan 1, 2023

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1104 W 38TH ST, SIOUX FALLS, SD 57105-5506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001837/0000000407
Date	Mar 27, 2018
Book Page	0000001837/0000000407
Instrument	R806832

Lender

Name	ARK LA TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1104 W 38th St was $3,218.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,777 (+3.59%) Land $33,329 Building $211,448	$244,777 Land $33,329 Building $211,448
2025	$3,218.00	$236,300 (+1.81%) Land $33,700 Building $202,600
2024	$3,218.00	$232,100 Land $33,700 Building $198,400
2022	$3,108.00	$206,100 Land $33,700 Building $172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 W 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 W 38th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Bluepeak Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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