1104 W 2nd St, Spring Valley, IL 61362 Property Records

Bureau County property record for 1104 W 2nd St, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1960
Lot Size	0.192 acres (8,366 sqft)
Owner	Trust Name on File
Last Sale	$125,500 (Oct 2020)
Tax Bill	$3,377 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-34-152-010`

Property Details

APN / Parcel Number

Primary APN	`18-34-152-010`
Alternative APN	`2402A`

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	8,366 sqft (0.192 acres)

Location & Zoning

Account Number	1834152010
Street Address	1104 W 2ND ST
City	SPRING VALLEY
State	IL
Zip	61362-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-JOHNSON ADD. L 12 BLK 3 D 2024R01940
Legal Range	11
Legal Township	16
Legal Section	34
Legal Subdivision	JOHNSON'S ADD
Legal Block	3
Legal Lot Number	12
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	4
Census Block	4013
Census Tract	965200

Owner

1104 W 2nd St is owner-occupied and held in a trust since June 2024.

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	10 S LA SALLE ST, 2750, CHICAGO, IL 60603-1108
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Oct 26, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Deed Document Number	20204893
Last Transfer Date	Jun 25, 2024
Transfer Doc	2024R01940
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	1104 W 2ND ST, SPRING VALLEY, IL 61362-1115
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R04125
Date	Sep 13, 2021
Instrument	2021R04125

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Oct 26, 2020
Property Address	1104 W 2ND ST, SPRING VALLEY, IL 61362-1115
Document Number	2020R04893
Instrument Date	Oct 8, 2020
Instrument	2020R04893
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 W 2ND ST, SPRING VALLEY, IL 61362-1115

Mortgage

Document Number	2020R04894
Date	Oct 26, 2020
Instrument	2020R04894

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 1104 W 2nd St was $3,377 with a homeowner's exemption.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,377.00	$57,473 Land $7,483 Building $49,990	$172,419 Land $22,449 Building $149,970
2023		$49,645 Land $6,464 Building $43,181	$148,935 Land $19,392 Building $129,543
2022	$3,508.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1104 W 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1104 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: IVNet.

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