Black Hawk County property record for 1104 Vine St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,006 sqft · built 1918 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,000 (Jan 2020) |
| Tax Bill | $3,924 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-19-353-006 |
| Primary APN | 8912-19-353-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,006 sqft Living Area |
| 1st Floor Area | 1,098 sqft |
| Attic | Attic |
| Attic Area | 604 sqft |
| Basement Area | 1,098 sqft |
| Unfinished Basement | 1,098 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1104 VINE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-4254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND 2ND FILING W 20 FT LOT 5 BLK 9 E 30 FT LOT 6 BLK 9 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 19 |
| Legal Subdivision | HIGHLAND 2ND FILING |
| Legal Block | 9 |
| Legal Lot Number | 5,6 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1900 |
Source: Black Hawk County records · APN 8912-19-353-006
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1104 VINE ST, WATERLOO, IA 50703-4254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREE STATE CREDIT UNION |
| Jan 21, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage GREENSTATE CREDIT UNION |
| Jan 21, 2020 | Warranty Deed, Transfer · ARM GREENSTATE CREDIT UNION |
| Jan 09, 2018 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 21, 2020 · Amount on Record |
| Deed Sale | Jan 21, 2020 · Amount on Record |
| Prior Sale | May 30, 2018 · Amount on Record |
| Deed Document Number | 202012862 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 06, 2026 |
| Property Address | 1104 VINE ST, WATERLOO, IA 50703-4254 |
| Document Number | 0000004530 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20264530 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1104 VINE ST, WATERLOO, IA 50703-4254 |
| Document Number | 0000004530, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 20264530 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 15, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1104 VINE ST, WATERLOO, IA 50703-4254 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202000012864 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 202000012864 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 01, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 21, 2020 |
| Property Address | 1104 VINE ST, WATERLOO, IA 50703-4254 |
| Document Number | 202000012862 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 202000012862 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1104 VINE ST, WATERLOO, IA 50703-4254 |
| Document Number | 202000012863 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 202000012863 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.7% |
| Type Change Date | Feb 05, 2030 |
| Index | 1-Year CMT |
| Document Type | Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 09, 2018 |
| Property Address | 1104 VINE ST, WATERLOO, IA 50703-4254 |
| Document Number | 201800011664 |
| Instrument Date | Jan 03, 2018 |
| Instrument | 2018-00011664 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837 |
| Investor | Possibly a Property Investor |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,924.00 | $180,860 (-) Land $15,000 Building $165,860 | $180,860 (-) Land $15,000 Building $165,860 |
| 2024 | $3,924.00 (+278.03%) | ||
| 2023 | $180,860 (+282.93%) Land $15,000 Building $165,860 | $180,860 (+48.92%) Land $15,000 Building $165,860 | |
| 2022 | $1,038.00 | $47,230 Land $15,000 Building $32,230 | |
| 2021 | $121,450 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Highland Historic District listed 1984 · 223 contributing resources · NRIS 84001209 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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