1104 Tidal Rock Ave, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1104 Tidal Rock Ave, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,676 sqft · built 2020
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$274,900 (Jun 2026)
Tax Bill$8,248 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Oct 2025 Foreclosure
+ 2 more
Flood ZoneZone X (minimal risk)
APN057658-1298

Property Details

APN / Parcel Number

Primary APN057658-1298
Alternative APN
  • U173219B93000014000180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,676 sqft Living Area
Gross Area2,266 sqft
1st Floor Area1,676 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialMasonry/Stucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area462 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0576581298
Street Address1104 TIDAL ROCK AVE
CityRUSKIN
StateFL
Zip33570-5557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBROOKSIDE ESTATES PHASE 1 AND 2 LOT 18 BLOCK 14
Legal Range19E
Legal Township32S
Legal Section17
Legal SubdivisionBROOKSIDE ESTATES PHASE 1 AND 2
Legal Phase1
Legal Block14
Legal Lot Number18
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group3
Census Block3001
Census Tract14109

Owner

1104 Tidal Rock Ave is owned and occupied by an individual who bought it in June 2026.

Source: Hillsborough County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address1104 TIDAL ROCK AVE, RUSKIN, FL 33570-5557
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Special Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Oct 6, 2025Trustee's Deed, Foreclosure
Jan 8, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Mar 19, 2020Loan Modification, Mortgage · Line of Credit
IBERIABANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2026 · Amount on File
Deed SaleJun 18, 2026 · Amount on File
Prior SaleOct 6, 2025 · Amount on File
Deed Document Number2026234826
Record UpdatedOct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 18, 2026
Property Address1104 TIDAL ROCK AVE, RUSKIN, FL 33570-5557
Document Number0000234826
Instrument DateMay 14, 2026
Instrument2026234826
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyMORTGAGE CONNECT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$194,354.30
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1104 TIDAL ROCK AVE, RUSKIN, FL 33570-5557

Mortgage

Document Number0000234827,
DateJun 18, 2026
Instrument2026234827
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term240 Months
DueJul 1, 2046
Interest
Rate6.37%
Max Rate-1%

October 2025: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 6, 2025
Property Address1104 TIDAL ROCK AVE, RUSKIN, FL 33570-5557
Document Number0000427434
Map ReferenceMB 136 PG 154-156
Instrument DateSep 22, 2025
Instrument2025427434
Transaction TypeForeclosure
Record UpdatedOct 28, 2025

Transaction

AmountAmount on Record
Tax$1,296.40
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address951 W YAMATO RD STE 175, 175, BOCA RATON, FL 33431-4444

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 8, 2021
Property Address1104 TIDAL ROCK AVE, RUSKIN, FL 33570-5557
Document Number0000011634
Map ReferenceMB 136 PG 154-166
Instrument DateJan 7, 2021
Instrument2021011634
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 12, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,556.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

NameVerified Name
Address1104 TIDAL ROCK AVE, RUSKIN, FL 33570-5557

Mortgage

Document Number0000011635
DateJan 8, 2021
Instrument2021011635
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHILLSBOROUGH FL
Property Address1104 TIDAL ROCK AVE, RUSKIN, FL 33570-5557
Document Number0000115769
Instrument DateMar 19, 2020
Transaction TypeMortgage
Record UpdatedDec 2, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3680 AVALON PARK EAST BLVD #30 ORLANDO FL 328289372, 30, ORLANDO, FL 32828-9372

Mortgage

Document Number0000115769
DateMar 20, 2020
Instrument115769
Lender
NameIBERIABANK
TypeBank
Address200 W CONGRESS ST, LAFAYETTE, LA 70501-6873
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1104 Tidal Rock Ave was $8,248, up 3.9% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$239,331 (-6.52%) Land $69,690 Building $169,641$239,331 (-6.52%) Land $69,690 Building $169,641
2025$8,248.00 (+3.89%)$256,036 (-2.9%) Land $81,810 Building $174,226$256,036 (-2.9%) Land $81,810 Building $174,226
2024$7,939.00 (+3.05%)$263,694 (+0.75%) Land $81,810 Building $181,884$263,694 (+0.75%) Land $81,810 Building $181,884
2023$7,704.00 (+7.22%)$261,732 (+14.78%) Land $78,780 Building $182,952$261,732 (+14.78%) Land $78,780 Building $182,952
2022$7,185.00$228,024 Land $54,540 Building $173,484$228,024 Land $54,540 Building $173,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 Tidal Rock Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 Tidal Rock Ave is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 43% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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