1104 Spruce Dr, Conway, SC 29526 Property Records

Horry County property record for 1104 Spruce Dr, Conway, SC 29526

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,244 sqft · built 2017
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Company Names on File
Tax Bill	$2,061 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`295-15-03-0008`

Property Details

APN / Parcel Number

Primary APN	`295-15-03-0008`
Alternative APN	`1111801092`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,244 sqft Living Area

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Attached
Garage Area	736 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1111801092
Street Address	1104 SPRUCE DR
City	CONWAY
State	SC
Zip	29526-6877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEWOOD WEST; LOT 99
Legal Subdivision	RIDGEWOOD WEST
Legal Lot Number	99
Jurisdiction	HORRY SC
Township / Civil Division	CONWAY
Census Block Group	2
Census Block	2053
Census Tract	70101

Owner

1104 Spruce Dr is owned by a company that acquired it in July 2022 and is owner-occupied.

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	1104 SPRUCE DR, CONWAY, SC 29526-6877
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Mar 13, 2017	Grant Deed, Transfer CONWAY NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022
Deed Sale	Jul 26, 2022
Prior Sale	Mar 13, 2017 · Amount on File
Deed Document Number	0004580128
Deed Book / Page	547 / 4063
Prior Transfer Date	Nov 30, 2017
Prior Transfer Doc	0005474063
Record Updated	Jun 8, 2026

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Nov 30, 2017
Property Address	1104 SPRUCE DR, CONWAY, SC 29526-6877
Document Number	4063/0547
Book / Page	004063 / 000547
Instrument Date	Nov 30, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1449 MOUNTAIN RD TORRINGTON CT 067902749, TORRINGTON, CT 06790-2749

Mortgage

Document Number	5941/3132
Date	Nov 30, 2017
Book Page	005941/003132

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HORRY SC
Recording Date	Mar 13, 2017
Property Address	1104 SPRUCE DR, CONWAY, SC 29526-6877
Document Number	3994/0104
Book / Page	003994 / 000104
Instrument Date	Mar 10, 2017
Instrument	27939
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,005.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2444 CONWAY SC 295282444, CONWAY, SC 29528-2444
Investor	Possibly a Property Investor

Mortgage

Document Number	5862/0400
Date	Mar 13, 2017
Book Page	005862/000400

Lender

Name	CONWAY NAT'L BK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1104 Spruce Dr was $2,061.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Conway City
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,061.00
2024		$14,874 (+62.22%) Land $3,508 Building $11,366	$371,845 (+62.21%) Land $87,700 Building $284,145
2023	$1,973.00	$9,169 Land $1,281 Building $7,888	$229,230 Land $32,030 Building $197,200
2021	$1,007.00	$9,169 Land $1,281 Building $7,888	$229,230 Land $32,030 Building $197,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 Spruce Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	9 (1999–2018)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 Spruce Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONWAY serves 27,005 people · EPA ID SC2610008
Water Source	Purchased surface water from GRAND STRAND W&SA/BULL CREEK
Last State Inspection	Jun 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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