1104 Smith St, Bedford, VA 24523 Property Records

Bedford County property record for 1104 Smith St, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,514 sqft · built 1979
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (May 2022)
Tax Bill	$810 (2023)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`256 2 A 8 T`

Property Details

APN / Parcel Number

Primary APN	`256 2 A 8 T`
Alternative APN	`80501728`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,514 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Carport
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1104 SMITH ST
City	BEDFORD
State	VA
Zip	24523-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHFIELD SEC 2 LOT 8
Legal Subdivision	SMITHFIELD
Legal Lot Number	8
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	1
Census Block	1030
Census Tract	50101

Owner

Source: Bedford County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1104 SMITH ST, BEDFORD, VA 24523-3010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Deed Document Number	220006214
Record Updated	Jun 7, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	May 31, 2022
Property Address	1104 SMITH ST, BEDFORD, VA 24523-3010
Document Number	0220006214
Instrument Date	May 23, 2022
Instrument	220006214
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 SMITH ST, BEDFORD, VA 24523-3010

Mortgage

Document Number	0220006215
Date	May 31, 2022
Instrument	220006215

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Municipality	Bedford Town
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$810.00 Additional exemption filed	$98,800	$197,600 Land $40,000 Building $157,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Cable	1,200 / 50
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20