Highlands County property record for 1104 Shamrock Dr, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,352 sqft · built 1990 |
| Lot Size | 0.15 acres (6,540 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $828 (2024) |
| Deeds & Mortgages | May 2022 Line of Credit Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C065901000400580 |
| Primary APN | C065901000400580 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 1,952 sqft |
| 1st Floor Area | 1,352 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,540 sqft (0.15 acres) |
| Lot Dimensions | 109 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1104 SHAMROCK DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ERIN PARK PB 5-PG 77 LOT 58 BLK 4 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 06 |
| Legal Subdivision | ERIN PARK |
| Legal Block | 4 |
| Legal Lot Number | 58 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 961304 |
Source: Highlands County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1104 SHAMROCK DR, SEBRING, FL 33875-5344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Mar 9, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jun 2, 2020 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 8, 2020 |
| Transfer Doc | 0002082020 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1104 SHAMROCK DR, SEBRING, FL 33875-5344 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002092092 |
|---|---|
| Date | May 6, 2022 |
| Book Page | 2903/447 |
| Instrument | 2092092 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 10, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 9, 2022 |
| Property Address | 1104 SHAMROCK DR, SEBRING, FL 33875-5344 |
| Document Number | 0002082020 |
| Book / Page | 2889 / 1390 |
| Map Reference | MB 5 PG 77 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 2082020 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1124 SHAMROCK DR, SEBRING, FL 33875-5344 |
| Name | Verified Name |
|---|---|
| Address | 1104 SHAMROCK DR, SEBRING, FL 33875-5344 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1104 SHAMROCK DR, SEBRING, FL 33875-5344 |
| Document Number | 0001988593 |
| Instrument Date | Jun 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1104 SHAMMOCK DR SEBRING FL 33875, SEBRING, FL 33875 |
| Document Number | 0001988593 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 002757/001449 |
| Instrument | 1988593 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 14, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,313 (+5.99%) | $191,316 (-8.44%) Land $36,000 Building $155,316 | |
| 2024 | $828.00 (+3.5%) | ||
| 2023 | $800.00 (+1.78%) Homeowner's exemption | $71,058 (+3%) | $208,953 (+28.62%) Land $33,000 Building $175,953 |
| 2022 | $786.00 Homeowner's exemption | $68,988 | $162,457 Land $20,700 Building $141,757 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEEANN LAKEFRONT ESTATES private · serves 130 people · EPA ID FL6284097 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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