1104 S 5th St, Effingham, IL 62401 Property Records

Effingham County property record for 1104 S 5th St, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 950 sqft · built 1936
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Jun 2008)
Tax Bill$456 (2025)
Flood ZoneZone X (minimal risk)
APN03-16-049-036

Property Details

APN / Parcel Number

Primary APN03-16-049-036

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area950 sqft Base Area
1st Floor Area950 sqft
Basement Area950 sqft
Unfinished Basement950 sqft

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Construction TypeFrame
Lot Area6,534 sqft (0.15 acres)
Garage Area216 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address1104 S 5TH ST
CityEFFINGHAM
StateIL
Zip62401-2701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 1/2 LOTS 5 & 6 BLK 1 KREKE'S TERRACE ADD & THAT PT VACATED ALLEY 2779/195 2414/311
Legal SubdivisionKREKE'S TERRACE ADDITION
Legal Block1
Legal Lot Number5-6
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group2
Census Block2057
Census Tract950800

Owner

1104 S 5th St is owned and occupied by an individual who acquired it in October 2010.

Source: Effingham County records, as of October 5, 2026

Owner of RecordIndividual Name on File
Mailing Address1104 S 5TH ST, EFFINGHAM, IL 62401-2701
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2008 · Amount on File
Deed SaleJun 4, 2008 · Amount on File
Deed Document Number2008802861
Deed Book / Page2414 / 311
Last Transfer DateOct 8, 2010
Transfer Doc2779/195
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1104 S 5th St was $456 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$456.00$14,090 Land $10,760 Building $3,330$42,270 Land $32,280 Building $9,990
2022$659.00 Homeowner's exemption$16,400 Land $8,160 Building $8,240$49,200 Land $24,480 Building $24,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1104 S 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 S 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Fidium Fiber
DSL
250 / 40
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Nearby Properties on S 5th St

Nearby Streets

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