1104 Ridge Rd, Roxboro, NC 27573 Property Records

Person County property record for 1104 Ridge Rd, Roxboro, NC 27573

Property Summary

Property Type	Single Family Home
Details	1 ba · 875 sqft · built 1976
Lot Size	1.33 acres (57,935 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Oct 2015)
Tax Bill	$2,323 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40 14`

Property Details

APN / Parcel Number

Primary APN	`40 14`
Alternative APN	`56778 301`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	875 sqft Heated Area
Gross Area	2,194 sqft
Basement Area	875 sqft
Unfinished Basement	875 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Asphalt
Lot Area	57,935 sqft (1.33 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	56778 301
Street Address	1104 RIDGE RD
City	ROXBORO
State	NC
Zip	27573-4331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 & 33/100 AC & HOUSE
Legal Subdivision	BLANCHE HESTER WAGSTAFF ESTATE
Legal Tract	C
Jurisdiction	PERSON NC
Township / Civil Division	ROXBORO
Census Block Group	4
Census Block	4039
Census Tract	920300

Owner

1104 Ridge Rd is owned and occupied by an individual who bought it in October 2015.

Source: Person County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1104 RIDGE RD, ROXBORO, NC 27573-4331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2015 · Amount on File
Deed Sale	Oct 30, 2015 · Amount on File
Prior Sale	Dec 30, 2014 · Amount on File
Deed Document Number	2015362047
Deed Book / Page	909 / 414
Prior Transfer Date	Mar 13, 2012
Prior Transfer Doc	0007990786
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	1104 RIDGE RD, ROXBORO, NC 27573-4331
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010770593
Date	May 10, 2021
Book Page	1077/593
Instrument	393507

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	5-Year CMT
Margin	2
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1104 Ridge Rd was $2,323.

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Municipality	Roxboro City
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,362 (-)	$168,362 (-) Land $28,274 Building $140,088
2025	$2,323.00	$168,362	$168,362 Land $28,274 Building $140,088
2023	$1,733.00 (+7.24%)	$113,841	$113,841 Land $23,351 Building $90,490
2022	$1,616.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1104 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROXBORO serves 13,139 people · EPA ID NC0273010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20