1104 Oak Hill St, Normal, IL 61761 Property Records

McLean County property record for 1104 Oak Hill St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,238 sqft · built 1997
Lot Size	0.153 acres (6,666 sqft)
Owner	2 Individual Names on File
Last Sale	$171,000 (Jan 2020)
Tax Bill	$6,830 (2024)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-22-251-035`

Property Details

APN / Parcel Number

Primary APN	`14-22-251-035`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,238 sqft Living Area
1st Floor Area	1,042 sqft
Basement Area	964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,666 sqft (0.153 acres)
Lot Dimensions	101 ft deep x 66 ft wide
Garage Area	458 sqft
Porch	Open Frame Porch
Patio Area	362 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1104 OAK HILL ST
City	NORMAL
State	IL
Zip	61761-4873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	LOT 134 PINEHURST SUB 4TH ADD
Legal Range	02E
Legal Township	24N
Legal Section	22
Legal Subdivision	PINEHURST SUB
Legal Lot Number	134
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2018
Census Tract	109

Owner

1104 Oak Hill St is owned and occupied by two individuals who bought it in January 2020.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1104 OAK HILL ST, NORMAL, IL 61761-4873
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Sep 21, 2018	Deed of Trust, Mortgage · Line of Credit IAA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on File
Deed Sale	Jan 3, 2020 · Amount on File
Deed Document Number	2020144
Prior Transfer Date	Jun 25, 2008
Prior Transfer Doc	0000018329
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 3, 2020
Property Address	1104 OAK HILL ST, NORMAL, IL 61761-4873
Document Number	202000000144
Map Reference	DOC 96-817
Instrument Date	Dec 23, 2019
Instrument	2020-00000144
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1104 OAK HILL ST, NORMAL, IL 61761-4873
Investor	Possibly a Property Investor

Mortgage

Document Number	202000000145
Date	Jan 3, 2020
Instrument	2020-00000145

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.65%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1104 OAK HILL ST, NORMAL, IL 61761-4873
Transaction Type	Mortgage
Record Updated	Oct 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800015548
Date	Sep 21, 2018
Instrument	2018-00015548

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 20, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,364 Land $16,904 Building $81,460	$295,092 Land $50,712 Building $244,380
2024	$6,830.00 (+6.84%)
2023	$6,393.00	$80,700 Land $13,868 Building $66,832	$242,100 Land $41,604 Building $200,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1104 Oak Hill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1104 Oak Hill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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