1104 NW 4th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 1104 NW 4th St, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1972
Lot Size	0.258 acres (11,282 sqft)
Owner	Individual Name on Record
Last Sale	$145,500 (Jun 2019)
Tax Bill	$1,054 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-16-37-35-0160-00220-0170`

Property Details

APN / Parcel Number

Primary APN	`3-16-37-35-0160-00220-0170`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Heated Area
Gross Area	1,338 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,282 sqft (0.258 acres)
Lot Dimensions	113 ft deep x 100 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1104 NW 4TH ST
City	OKEECHOBEE
State	FL
Zip	34972-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHWEST ADDITION TO OKEECHOBEE (PLAT BOOK 1 PAGE 25) LOTS 17 & 18 BLOCK 22
Legal Range	35E
Legal Township	37S
Legal Section	16
Legal Subdivision	NORTHWEST ADDITION
Legal Block	22
Legal Lot Number	17,18 18
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3033
Census Tract	910202

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1104 NW 4TH ST, OKEECHOBEE, FL 34972-2816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2019 · Amount on Record
Deed Sale	Jun 11, 2019 · Amount on Record
Prior Sale	Feb 18, 2014
Deed Document Number	2019006058
Deed Book / Page	0826 / 0272
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 11, 2019
Property Address	1104 NW 4TH ST, OKEECHOBEE, FL 34972-2816
Document Number	0000006058
Book / Page	0826 / 0272
Map Reference	MB 1 PG 25
Instrument Date	Jun 10, 2019
Instrument	2019006058
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,018.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2526, OKEECHOBEE, FL 34973-2526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 NW 4TH ST, OKEECHOBEE, FL 34972-2816

Mortgage

Document Number	0000826275
Date	Jun 11, 2019
Instrument	0826/275

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,054.00 (-30.66%) Homeowner's exemption	$97,278 (+5.99%)	$174,077 (+3.65%) Land $26,400 Building $147,677
2023	$1,520.00 (+14.11%) Homeowner's exemption	$91,783 (+8.92%)	$167,942 (+54%) Land $17,600 Building $150,342
2022	$1,332.00 Homeowner's exemption	$84,268	$109,055 Land $12,320 Building $96,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2005–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20