1104 N Oak St, Creston, IA 50801 Property Records

Union County property record for 1104 N Oak St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,354 sqft · built 1960
Lot Size	0.361 acres (15,708 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (May 2023)
Tax Bill	$2,708 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0501205006`

Property Details

APN / Parcel Number

Primary APN	`0501205006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,354 sqft Living Area
Basement Area	1,354 sqft
Finished Basement	675 sqft
Unfinished Basement	677 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,708 sqft (0.361 acres)
Lot Dimensions	154 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1104 N OAK ST
City	CRESTON
State	IA
Zip	50801-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWIG N N 30 FT LOT 13 & S 72 FT LOT 14 & N 30 FT LOT 6 & S 72 FT LOT 5 (EX W 130 FT OF LOTS 5 & 6)
Legal Subdivision	SWIGERTS NORTH ADDITION
Legal Lot Number	5-6
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	2
Census Block	2012
Census Tract	190400

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1104 N OAK ST, CRESTON, IA 50801-1455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
May 15, 2023	Warranty Deed, Transfer · Line of Credit IOWA STATE SAVINGS BANK
Jun 3, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage IOWA BANKERS MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Jun 3, 2019 · Amount on Record
Deed Document Number	2023656
Deed Book / Page	1305 / 217
Prior Transfer Date	Nov 24, 2020
Prior Transfer Doc	0000002350
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	1104 N OAK ST, CRESTON, IA 50801-1455
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001294/123
Date	Oct 25, 2022
Book Page	1294/123
Instrument	2022-00002051

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 24, 2027

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	1104 N OAK ST, CRESTON, IA 50801-1455
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001252/117
Date	Jun 2, 2021
Book Page	1252/117
Instrument	2021-00001197

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	May 15, 2023
Property Address	1104 N OAK ST, CRESTON, IA 50801-1455
Document Number	001305/217
Book / Page	1305 / 217
Instrument Date	May 15, 2023
Instrument	2023-00000656
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$301.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 N OAK ST, CRESTON, IA 50801-1455

Mortgage

Document Number	001305/219
Date	May 15, 2023
Book Page	1305/219
Instrument	2023-00000657

Lender

Name	IOWA STATE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2053

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Jun 3, 2019
Property Address	1104 N OAK ST, CRESTON, IA 50801-1455
Document Number	001198/350
Book / Page	1198 / 350
Instrument Date	May 21, 2019
Instrument	990
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 N OAK ST, CRESTON, IA 50801-1455

Mortgage

Document Number	00001199/1
Date	Jun 3, 2019
Book Page	1199/1
Instrument	991

Lender

Name	IOWA BANKERS MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,310 (-) Land $23,550 Building $149,760	$173,310 (-) Land $23,550 Building $149,760
2025	$2,708.00 (-1.24%) Homeowner's exemption	$173,310 (+10.41%) Land $23,550 Building $149,760	$173,310 (+10.41%) Land $23,550 Building $149,760
2024	$2,742.00 (-9.86%)
2023		$156,970 (+16.38%) Land $23,570 Building $133,400	$156,970 (+16.38%) Land $23,570 Building $133,400
2022	$3,042.00 (+1%) Homeowner's exemption	$134,880 Land $23,570 Building $111,310
2021	$3,012.00		$134,880 Land $23,570 Building $111,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

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