1104 N 45th St, Waco, TX 76710 Property Records

McLennan County property record for 1104 N 45th St, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,142 sqft · built 1952
Lot Size	0.197 acres (8,598 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,473 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-010601-008300-0`

Property Details

APN / Parcel Number

Primary APN	`48-010601-008300-0`
Alternative APNs	`4801060100830000111` `169515`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
Gross Area	1,428 sqft
1st Floor Area	1,142 sqft
Flooring	Carpet

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,598 sqft (0.197 acres)
Lot Dimensions	143 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	286 sqft
Driveway	Concrete Driveway
Driveway Area	64 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1104 N 45TH ST
City	WACO
State	TX
Zip	76710-4950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	CRESTVIEW LOT 22 BLOCK 5 ACRES .1974
Legal Subdivision	CRESTVIEW
Legal Block	5
Legal Lot Number	22
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3015
Census Tract	2498

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 PAINTED HORSE, WOODWAY, TX 76712-8852
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Loan Modification, Mortgage · Line of Credit ALLIANCE BK CTRL TX
Jul 21, 2017	Deed of Trust, Mortgage ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2014
Deed Sale	Oct 8, 2014
Deed Document Number	201430539
Record Updated	Oct 29, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1104 N 45TH ST, WACO, TX 76710-4950
Document Number	0000043673
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 PAINTED HORSE WACO TX 767128852, WACO, TX 76712-8852

Mortgage

Document Number	0000043673
Date	Dec 8, 2020
Instrument	43673

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 7, 2021

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1104 N 45TH ST, WACO, TX 76710-4950
Document Number	0000024956
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	113 PAINTED HORSE WACO TX 767128852, WACO, TX 76712-8852

Mortgage

Document Number	0000024956
Date	Aug 2, 2017
Instrument	24956

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Aug 1, 2020

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,000 (-) Land $24,848 Building $85,152	$110,000 (-) Land $24,848 Building $85,152
2025	$2,473.00 (-0.32%)	$110,000 (-8.33%) Land $22,530 Building $87,470	$110,000 (-8.33%) Land $22,530 Building $87,470
2024	$2,481.00 (-7.77%)
2023		$120,000 Land $19,600 Building $100,400	$120,000 Land $19,600 Building $100,400
2022	$2,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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