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1104 Mount Carmel Rd, Bloomington, IL 61705 Property Records

McLean County property record for 1104 Mount Carmel Rd, Bloomington, IL 61705

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,423 sqft
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on File
Last Sale$717,000 (Jul 2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Jan 2025 Transfer
Flood ZoneZone X (minimal risk)
APN22-09-302-020

Property Details

APN / Parcel Number

Primary APN22-09-302-020

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area4,423 sqft Living Area
Gross Area5,295 sqft
1st Floor Area1,732 sqft
Basement Area1,413 sqft
Finished Basement1,413 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area872 sqft
Parking Spaces3 Parking Spaces
PorchOpen Frame Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1104 MOUNT CARMEL RD
CityBLOOMINGTON
StateIL
Zip61705-7120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionTHE GROVE ON KICKAPOO CREEK 9TH ADD LOT 657
Legal SubdivisionKICKAPOO CREEK
Legal Lot Number657
JurisdictionMCLEAN IL

Owner

1104 Mount Carmel Rd is owned and occupied by two individuals who bought it in July 2025.

Source: McLean County records, as of April 8, 2026

Owner of Record2 Individual Names on File
Mailing Address1104 MOUNT CARMEL RD, BLOOMINGTON, IL 61705-7120
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2025Warranty Deed, Transfer · VA Mortgage
USAA FSB
Jan 15, 2025Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2025 · Amount on File
Deed SaleJul 9, 2025 · Amount on File
Deed Document Number20259333
Record UpdatedJun 8, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJul 9, 2025
Property Address1104 MOUNT CARMEL RD, BLOOMINGTON, IL 61705-7120
Document Number202500009333
Map ReferenceDOC 2004-00017939
Instrument DateJun 27, 2025
Instrument2025-00009333
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyALLIANCE LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$717.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1104 MOUNT CARMEL RD, BLOOMINGTON, IL 61705-7120

Mortgage

Document Number202500009334
DateJul 9, 2025
Instrument2025-00009334
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2055

January 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLEAN IL
Recording DateJan 15, 2025
Property Address1104 MOUNT CARMEL RD, BLOOMINGTON, IL 61705-7120
Document Number202500000566
Map ReferenceDOC 2024-00017939
Instrument DateJan 6, 2025
Instrument2025-00000566
Transaction TypeTransfer
Record UpdatedApr 13, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1709 TULLAMORE AVE STE B, B, BLOOMINGTON, IL 61704-9603
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Flood

FEMA maps place 1104 Mount Carmel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 Mount Carmel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Watch TV
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
Wireless Data Net
Fixed Wireless		100 / 20

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