1104 McCullough St, Lima, OH 45801 Property Records

Allen County property record for 1104 McCullough St, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,560 sqft · built 1914
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on File
Last Sale	$27,000 (Sep 1987)
Tax Bill	$1,118 (2025)
Deeds & Mortgages	May 2019 Mortgage Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-3008-04-007.000`

Property Details

APN / Parcel Number

Primary APN	`37-3008-04-007.000`
Alternative APN	`H2737300804007000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	1,176 sqft
Upper Floors Area	384 sqft
Basement Area	816 sqft
Family Room	Family Room

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1104 MCCULLOUGH ST
City	LIMA
State	OH
Zip	45801-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE BELMONT ADDITION LOTS 8955 & 8956 JOINT TEN FF 80.00
Legal Subdivision	THE BELMONT ADDITION
Legal Lot Number	8955
Jurisdiction	ALLEN OH
Township / Civil Division	BATH
Census Block Group	2
Census Block	2073
Census Tract	11200

Owner

1104 McCullough St is owned and occupied by two individuals who acquired it in April 2019.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1104 MCCULLOUGH ST, LIMA, OH 45801-3742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK
Jun 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 19, 2019	Deed of Trust, Mortgage · Conventional with PMI FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 1987 · Amount on File
Deed Sale	Sep 18, 1987 · Amount on File
Last Transfer Date	Apr 30, 2019
Transfer Doc	6060005487
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1104 MCCULLOUGH ST, LIMA, OH 45801-3742
Document Number	0000006101
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1104 MCCULLOUGH ST LIMA OH 458013742, LIMA, OH 45801-3742

Mortgage

Document Number	0000006101
Date	Jun 21, 2019
Instrument	6101

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 6, 2019
Property Address	1104 MCCULLOUGH ST, LIMA, OH 45801-3742
Document Number	0000005487
Instrument Date	Apr 30, 2019
Instrument	5487
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 MCCULLOUGH ST LIMA OH 458013742, LIMA, OH 45801-3742

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1104 MCCULLOUGH ST, LIMA, OH 45801-3742
Document Number	0000004097
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 MCCULLOUGH ST LIMA OH 458013742, LIMA, OH 45801-3742

Mortgage

Document Number	0000004097
Date	May 2, 2019
Instrument	4097

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	May 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 1104 McCullough St was $1,118, down 0.3% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Bath Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,118.00 (-0.27%)	$25,060 (-) Land $2,940 Building $22,120	$71,600 (-) Land $8,400 Building $63,200
2024	$1,121.00 (+1.54%) Homeowner's exemption	$25,060 (+4.99%) Land $2,940 Building $22,120	$71,600 Land $8,400 Building $63,200
2023	$1,104.00 (+1.01%) Homeowner's exemption	$23,870 (-) Land $2,800 Building $21,070
2022	$1,093.00 Homeowner's exemption	$23,870 Land $2,800 Building $21,070
2021			$68,200 Land $8,000 Building $60,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 McCullough St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1104 McCullough St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TSC.

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