1104 Madison St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 1104 Madison St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 1969
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$137,000 (Jul 2018)
Tax Bill	$4,855 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-378-001`

Property Details

APN / Parcel Number

Primary APN	`09-28-378-001`
Alternative APNs	`928378001` `460C319`

Interior

Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	312 sqft

Location & Zoning

Account Number	460C319
Street Address	1104 MADISON ST
City	PECATONICA
State	IL
Zip	61063-9543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J LOFGRENS JACKSON ST HGTS BNG SUB INE1/2 SW1/4 SEC 28-27-10 LOT 019
Legal Range	10
Legal Township	27
Legal Section	28
Legal Subdivision	J LOFGRENS JACKSON ST HGTS
Legal Lot Number	019
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	2
Census Block	2002
Census Tract	4300

Owner

1104 Madison St is owned and occupied by two individuals who bought it in July 2018.

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1104 MADISON ST, PECATONICA, IL 61063-9543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Jul 10, 2018	Warranty Deed, Transfer · FHA Mortgage ALPINE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2018 · Amount on File
Deed Sale	Jul 10, 2018 · Amount on File
Prior Sale	Jul 10, 2018 · Amount on File
Deed Document Number	20181019292
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1104 MADISON ST, PECATONICA, IL 61063-9543
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005243
Date	Mar 12, 2024
Instrument	2405243

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1104 MADISON ST, PECATONICA, IL 61063-9543
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011263
Date	Apr 5, 2021
Instrument	2111263

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 10, 2018
Property Address	1104 MADISON ST, PECATONICA, IL 61063-9543
Document Number	0001019292
Instrument Date	Jul 2, 2018
Instrument	1019292
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	615 GROVE ST PECATONICA IL 610639780, PECATONICA, IL 61063-9780

Mortgage

Document Number	1019293
Date	Jul 10, 2018
Instrument	1019293

Lender

Name	ALPINE BK&TR
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1104 Madison St was $4,855.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,855.00	$67,108 Land $8,109 Building $58,999	$201,324 Land $24,327 Building $176,997
2022		$52,970 Land $6,401 Building $46,569	$158,910 Land $19,203 Building $139,707

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1104 Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200

May also be available: AaroBand.

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