1104 Locust Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 1104 Locust Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,008 sqft · built 1965
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Nov 2021)
Tax Bill	$4,738 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110927600300`

Property Details

APN / Parcel Number

Primary APN	`110927600300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	1,008 sqft
Finished Basement	750 sqft
Unfinished Basement	1,008 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1104 LOCUST RD
City	DECORAH
State	IA
Zip	52101-1143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 1 & L 2 OF 1 OF 9 N 30 AC SE NE (MEADOW VIEW ACRES)
Legal Range	08W
Legal Township	98N
Legal Section	09
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	3
Census Block	3004
Census Tract	950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1105 LOCUST RD, DECORAH, IA 52101-1144
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit NEW ALBIN SAVINGS BANK
Nov 1, 2021	Warranty Deed, Transfer · Conventional Mortgage NEW ALBIN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Deed Document Number	20214297
Deed Book / Page	2021 / 4297
Prior Transfer Date	May 1, 2021
Prior Transfer Doc	0000001850
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	1104 LOCUST RD, DECORAH, IA 52101-1143
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/3068
Date	Sep 30, 2022
Book Page	2022/3068
Instrument	2022 3068

Lender

Name	NEW ALBIN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2027

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Nov 1, 2021
Property Address	1104 LOCUST RD, DECORAH, IA 52101-1143
Document Number	02021/4297
Book / Page	2021 / 4297
Map Reference	BK B PG 425
Instrument Date	Oct 29, 2021
Instrument	2021 4297
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1504 LOCUST RD, DECORAH, IA 52101-9670

Mortgage

Document Number	0020214298
Date	Nov 1, 2021
Instrument	2021 4298

Lender

Name	NEW ALBIN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Dec 1, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,738.00	$273,990 (-) Land $40,560 Building $233,430	$273,990 (-) Land $40,560 Building $233,430
2025	$4,738.00 (+33.31%)	$273,990 (+45.08%) Land $40,560 Building $233,430	$273,990 (+45.08%) Land $40,560 Building $233,430
2024	$3,554.00 (+3.8%)
2023		$188,850 (+14.91%) Land $40,560 Building $148,290	$188,850 (+14.91%) Land $40,560 Building $148,290
2022	$3,424.00 Homeowner's exemption	$164,340 Land $33,800 Building $130,540
2021			$164,340 Land $33,800 Building $130,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: GigFire.

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