Sumner County property record for 1104 Lock 4 Rd, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,542 sqft · built 1958 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Jul 2010) |
| Tax Bill | $2,674 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083135P A 02400 |
| Primary APN | 083135P A 02400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,542 sqft Living Area |
| 1st Floor Area | 1,594 sqft |
| Basement Area | 2,214 sqft |
| Finished Basement | 1,015 sqft |
| Unfinished Basement | 1,199 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 326 ft deep x 100 ft wide |
| Garage Type | Finished |
| Driveway | Driveway |
| Driveway Area | 4,137 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 710 sqft |
| Patio Area | 256 sqft |
| Boat Access | Boat Access |
| Boat House | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1104 LOCK 4 RD |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-4107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 1 PAGE: 221 BLOCK: A LOT: LIST SUBD: AQUA EST. |
| Legal Subdivision | AQUA EST. |
| Legal Block | A |
| Legal Lot Number | IST |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 20903 |
Source: Sumner County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1104 LOCK 4 RD, GALLATIN, TN 37066-4107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2010 · Amount on Record |
| Deed Sale | Jul 8, 2010 · Amount on Record |
| Prior Sale | Jun 24, 2010 · Amount on Record |
| Deed Document Number | 954926 |
| Deed Book / Page | 3297 / 364 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1104 LOCK 4 RD, GALLATIN, TN 37066-4107 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Title Company | WARRANTY TITLE INS CO INC |
| Name | Verified Name |
|---|
| Document Number | 0053730550 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 5373/550 |
| Instrument | 1333130 |
| Name | CAMBRIDGE MORTGAGE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | GALLATIN, TN 37066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,674.00 (-25.68%) | $188,150 (+59.58%) Land $93,750 Building $94,400 | |
| 2024 | $752,600 (+59.58%) Land $375,000 Building $377,600 | ||
| 2023 | $3,598.00 (-0.33%) | $117,900 (-) Land $68,750 Building $49,150 | |
| 2022 | $3,610.00 | $117,900 Land $68,750 Building $49,150 | |
| 2021 | $471,600 Land $275,000 Building $196,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (2010–2015) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Aug 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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