Kane County property record for 1104 Lawrence Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,500 sqft · built 1955 |
| Lot Size | 0.321 acres (13,980 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (May 2024) |
| Tax Bill | $6,833 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-227-017 |
| Primary APN | 06-15-227-017 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 13,980 sqft (0.321 acres) |
| Lot Width | 142 ft Width |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 1104 LAWRENCE AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FUNKS WESTERN HEIGHTS LOT 16 |
| Legal Subdivision | FUNKS WESTERN HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 851102 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1104 LAWRENCE AVE, ELGIN, IL 60123-3334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 9, 2024 | Executor's Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Apr 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2024 · Amount on Record |
| Deed Sale | May 9, 2024 · Amount on Record |
| Prior Sale | Apr 17, 2017 · Amount on Record |
| Deed Document Number | 202415557 |
| Prior Transfer Date | Sep 11, 1996 |
| Prior Transfer Doc | 0000087904 |
| Record Updated | Oct 29, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 9, 2024 |
| Property Address | 1104 LAWRENCE AVE, ELGIN, IL 60123-3334 |
| Document Number | 0000015557 |
| Instrument Date | Apr 24, 2024 |
| Instrument | 2024K015557 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Title Company | FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1104 LAWRENCE AVE, ELGIN, IL 60123-3334 |
| Document Number | 0000015558 |
|---|---|
| Date | May 9, 2024 |
| Instrument | 2024K015558 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 17, 2017 |
| Property Address | 1104 LAWRENCE AVE, ELGIN, IL 60123-3334 |
| Document Number | 0000018967 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 2017K018967 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1104 LAWRENCE AVE, ELGIN, IL 60123-3334 |
| Document Number | 0000018968 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 2017K018968 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,833.00 (+19.35%) | $97,573 (+8.57%) Land $32,393 Building $65,180 | $292,836 (+8.57%) Land $97,218 Building $195,618 |
| 2024 | $89,871 (+21.39%) Land $29,836 Building $60,035 | $269,721 (+21.44%) Land $89,544 Building $180,177 | |
| 2022 | $5,725.00 (+4.83%) Disabled Person's exemption | $74,033 (+6.96%) Land $24,578 Building $49,455 | $222,099 (+6.96%) Land $73,734 Building $148,365 |
| 2021 | $5,461.00 Disabled Person's exemption | $69,216 Land $22,979 Building $46,237 | $207,648 Land $68,937 Building $138,711 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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